262 Bayshore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 262 Bayshore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,583 sqft · built 2022
Lot Size	0.477 acres (20,778 sqft)
Owner	Trust Name on File
Last Sale	$670,000 (Jul 2020)
Tax Bill	$17,126 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`28-2S-21-42010-00A-0120`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42010-00A-0120`
Alternative APNs	`28-221-42010-00A-0120` `1060230`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,583 sqft Living Area
Gross Area	6,179 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	20,778 sqft (0.477 acres)
Lot Dimensions	200 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	262 BAYSHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-5850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 12 BLK A FLAMINGO BEACH S/D PB 4-8 OR 2666-3750 OR 2886-1686 OR 2900-1136 OR 3150-2395
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	FLAMINGO BEACH
Legal Block	A
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

262 Bayshore Dr is held in a trust since July 2020.

Source: Walton County records, as of December 3, 2025

Owner of Record	Trust Name on File
Mailing Address	14623 LINDEN ST, OVERLAND PARK, KS 66224-7803
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA BANK
Jul 15, 2020	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Sep 14, 2012 · Amount on File
Deed Document Number	202025240
Deed Book / Page	3150 / 2395
Prior Transfer Date	Sep 11, 2012
Prior Transfer Doc	0029001136
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	262 BAYSHORE DR, MIRAMAR BEACH, FL 32550-5850
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	AQUAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030340722
Date	Feb 27, 2017
Book Page	3034/0722
Instrument	20170005811

Lender

Name	FIRST FLORIDA BANK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 15, 2020
Property Address	262 BAYSHORE DR, MIRAMAR BEACH, FL 32550-5850
Document Number	0031502395
Book / Page	003150 / 002395
Instrument Date	Jul 13, 2020
Instrument	25240
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$4,690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14623 LINDEN ST LEAWOOD KS 662247803, LEAWOOD, KS 66224-7803

Tax Assessment & Valuation

The 2025 property tax bill for 262 Bayshore Dr was $17,126, down 8.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,126.00 (-8.49%)	$1,895,460 Land $620,000 Building $1,275,460	$1,895,460 Land $620,000 Building $1,275,460
2024	$18,715.00 (+0.53%)
2023	$18,617.00 (+238.18%)	$2,048,899 (+237.98%) Land $620,000 Building $1,428,899	$2,048,899 (+237.98%) Land $620,000 Building $1,428,899
2022	$5,505.00	$606,216 Land $606,216	$606,216 Land $606,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Bayshore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Bayshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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