2809 Wynstone Dr, Sebring, FL 33875 Property Records

Highlands County property record for 2809 Wynstone Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,109 sqft · built 1991
Lot Size	0.252 acres (11,013 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Dec 2017)
Tax Bill	$2,718 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C095802000000300`

Property Details

APN / Parcel Number

Primary APN	`C095802000000300`
Alternative APN	`C-09-35-28-020-0000-0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,109 sqft Living Area
1st Floor Area	2,481 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,013 sqft (0.252 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	517 sqft
Driveway	Driveway
Driveway Area	1,008 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	650 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C095802000000300
Street Address	2809 WYNSTONE DR
City	SEBRING
State	FL
Zip	33875-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS PHASE 1 ADD PB 15 PG 87 LOT 30
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS PHASE 1 ADD
Legal Phase	1
Legal Lot Number	30
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3021
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 WYNSTONE DR, SEBRING, FL 33875-4741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 29, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	1878269
Deed Book / Page	2613 / 1724
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2809 WYNSTONE DR, SEBRING, FL 33875-4741
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 WYNSTONE DR, SEBRING, FL 33875-4741

Mortgage

Document Number	0002174747
Date	Oct 23, 2023
Book Page	3005/1663
Instrument	2174747

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2809 WYNSTONE DR, SEBRING, FL 33875-4741
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	HEARTLAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 WYNSTONE DR, SEBRING, FL 33875-4741

Mortgage

Document Number	0002081884
Date	Mar 9, 2022
Book Page	2889/963
Instrument	2081884

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 29, 2017
Property Address	2809 WYNSTONE DR, SEBRING, FL 33875-4741
Document Number	0001878269
Book / Page	002613 / 001724
Instrument Date	Dec 27, 2017
Instrument	1878269
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 WYNSTONE DR SEBRING FL 338754741, SEBRING, FL 33875-4741

Mortgage

Document Number	1878270
Date	Dec 29, 2017
Book Page	002613/001726
Instrument	1878270

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,739 (+5.99%)	$336,799 (+7.35%) Land $30,048 Building $306,751
2024	$2,718.00 (+2.45%)
2023	$2,653.00 (+1.57%) Homeowner's exemption	$204,496 (+3%)	$313,725 (+20.38%) Land $25,755 Building $287,970
2022	$2,612.00 Homeowner's exemption	$198,540	$260,619 Land $25,755 Building $234,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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