2801 Wynstone Dr, Sebring, FL 33875 Property Records

Highlands County property record for 2801 Wynstone Dr, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,609 sqft · built 1996
Lot Size0.316 acres (13,791 sqft)
OwnerIndividual Name on Record
Last Sale$354,500 (Feb 2021)
Tax Bill$5,159 (2024)
Deeds & MortgagesApr 2020 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC095802000000310

Property Details

APN / Parcel Number

Primary APNC095802000000310
Alternative APN
  • C-09-35-28-020-0000-0310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,609 sqft Living Area
1st Floor Area2,152 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,791 sqft (0.316 acres)
Lot Dimensions131 ft deep x 105 ft wide
Garage TypeFinished
Garage Area575 sqft
DrivewayDriveway
Driveway Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area288 sqft
PorchOpen Porch
Porch Area377 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC095802000000310
Street Address2801 WYNSTONE DR
CitySEBRING
StateFL
Zip33875-4741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3FUD
Legal DescriptionPRAIRIE OAKS PHASE 1 ADD PB 15 PG 87 LOT 31
Legal Range28E
Legal Township35S
Legal Section09
Legal SubdivisionPRAIRIE OAKS PHASE 1 ADD
Legal Phase1
Legal Lot Number31
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3021
Census Tract961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1858 HARRIS RD, PENFIELD, NY 14526-1820
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND NATIONAL BANK
Sep 26, 2019Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND NATIONAL BANK
Feb 5, 2021Warranty Deed, Transfer
CAPSTONE TITLE LLC
Jan 4, 2019Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2021 · Amount on Record
Deed SaleFeb 5, 2021 · Amount on Record
Prior SaleJan 4, 2019 · Amount on Record
Deed Document Number2017952
Deed Book / Page2800 / 1135
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2801 WYNSTONE DR, SEBRING, FL 33875-4741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001982985
DateApr 20, 2020
Book Page2749/515
Instrument1982985
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2801 WYNSTONE DR, SEBRING, FL 33875-4741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001957690
DateSep 26, 2019
Book Page2714/1601
Instrument1957690
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33872
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueSep 25, 2024

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 5, 2021
Property Address2801 WYNSTONE DR, SEBRING, FL 33875-4741
Document Number0002017952
Book / Page2800 / 1135
Map ReferenceMB 15 PG 87
Instrument DateFeb 4, 2021
Instrument2017952
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,481.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2801 WYNSTONE DR, 2801, SEBRING, FL 33875-4741

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 HARRIS RD, PENFIELD, NY 14526-1820

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 4, 2019
Property Address2801 WYNSTONE DR, SEBRING, FL 33875-4741
Document Number0001923915
Book / Page2672 / 0254
Map ReferenceMB 15 PG 87
Instrument DateDec 31, 2018
Instrument1923915
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4507 HIGSON AVE, 4507, SEBRING, FL 33875-4889

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 WYNSTONE DR, SEBRING, FL 33875-4741

Mortgage

Document Number0001923916
DateJan 4, 2019
Instrument1923916
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$368,741 (+5.66%) Land $37,118 Building $331,623$368,741 (+5.66%) Land $37,118 Building $331,623
2024$5,159.00 (+5.24%)
2023$4,902.00 (+9.81%)$348,980 (+18.55%) Land $31,815 Building $317,165$348,980 (+18.55%) Land $31,815 Building $317,165
2022$4,464.00$294,373 Land $31,815 Building $262,558$294,373 Land $31,815 Building $262,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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