Stephens County property record for 2809 Springdale Ln, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,643 sqft · built 1978 |
| Lot Size | 0.421 acres (18,330 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $313,500 (Jan 2025) |
| Tax Bill | $2,839 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20820 |
| Primary APN | 20820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,643 sqft Living Area |
| Gross Area | 2,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,330 sqft (0.421 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20820 |
|---|---|
| Street Address | 2809 SPRINGDALE LN |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 3 LOT 15 STAGESTAND #2 |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 19 |
| Legal Subdivision | STAGESTAND SECTION 2 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
2809 Springdale Ln is owned and occupied by two individuals who bought it in January 2025.
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage GREEN LENDING |
| Mar 22, 2023 | Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC |
| Feb 8, 2023 | Correction Deed |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit BOC BANK |
| Dec 2, 2022 | Deed of Trust, Mortgage · Line of Credit BOC BANK |
| Nov 2, 2022 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on File |
| Deed Sale | Jan 15, 2025 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 2025356 |
| Deed Book / Page | 6614 / 184 |
| Prior Transfer Date | Mar 11, 2023 |
| Prior Transfer Doc | 0000002715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Aug 7, 2026 |
| Property Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Document Number | 0000006923 |
| Book / Page | 6910 / 236 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20266923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Document Number | 0000006923, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 6910/236 |
| Instrument | 20266923 |
| Name | GREEN LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Mar 22, 2023 |
| Property Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Document Number | 006315/184 |
| Book / Page | 6315 / 184 |
| Instrument Date | Mar 22, 2023 |
| Instrument | I-2023-002716 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Document Number | I2023002717 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | I-2023-002717 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Feb 8, 2023 |
| Property Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Document Number | 006296/231 |
| Book / Page | 6296 / 231 |
| Instrument Date | Feb 3, 2023 |
| Instrument | I-2023-001254 |
| Record Updated | Mar 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1101 CRESCENT DR, DUNCAN, OK 73533-3405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1101 CRESNT DR, DUNCAN, OK 73533 |
| Document Number | 006271/123 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 6271/123 |
| Instrument | I-2022-012619 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 18, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1101 CRESNT DR, DUNCAN, OK 73533 |
| Document Number | 006265/205 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 6265/205 |
| Instrument | I-2022-012262 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 18, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Nov 2, 2022 |
| Property Address | 2809 SPRINGDALE LN, DUNCAN, OK 73533-1038 |
| Document Number | 006253/150 |
| Book / Page | 6253 / 150 |
| Instrument Date | Nov 2, 2022 |
| Instrument | I-2022-011349 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1101 CRESCENT DR, DUNCAN, OK 73533-3405 |
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,805 (+0.46%) Land $2,643 Building $32,162 | $316,413 (+0.46%) Land $24,031 Building $292,382 | |
| 2025 | $2,839.00 (+0.5%) Homeowner's exemption | $34,647 (+8.65%) Land $2,643 Building $32,004 | $314,976 (+8.65%) Land $24,031 Building $290,945 |
| 2024 | $2,825.00 (+81.91%) | $31,889 (+58.91%) Land $2,643 Building $29,246 | $289,902 (+58.91%) Land $24,031 Building $265,871 |
| 2023 | $1,553.00 | $20,067 Land $2,643 Building $17,424 | $182,430 Land $24,031 Building $158,399 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2809 Springdale Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2007–2016) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2809 Springdale Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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