2809 Palisade Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 2809 Palisade Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 2002
Lot Size	0.411 acres (17,913 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2021)
Tax Bill	$3,596 (2026)
Deeds & Mortgages	Jan 2021 Sale & Line of Credit Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3754-00310`

Property Details

APN / Parcel Number

Primary APN	`010-3754-00310`
Alternative APN	`1103917`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	4 Rooms
Building Area	2,064 sqft Gross Area
1st Floor Area	2,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	17,913 sqft (0.411 acres)
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1103917
Street Address	2809 PALISADE DR
City	DULUTH
State	MN
Zip	55811-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0014 BLOCK:002 SERIAL #
Legal Subdivision	SECOND ADD TO PARKWOOD C OF DU
Legal Block	2
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2006
Census Tract	2300

Owner

2809 Palisade Dr is owned by an individual who bought it in January 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4175 JEFFERSON DR, DULUTH, MN 55811-2689
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Grant Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Jan 27, 2021	Quit Claim Deed, Transfer STEWART TITLE
Oct 17, 2017	Deed with Mortgage, Transfer · Conventional with PMI JON E & ANGELA J JOHNSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	20211035709
Prior Transfer Date	Jan 12, 2021
Prior Transfer Doc	00T1035710
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 27, 2021
Property Address	2809 PALISADE DR, DULUTH, MN 55811-5830
Document Number	00T1035709
Instrument Date	Jan 12, 2021
Instrument	T1035709
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 SOLWAY RD DULUTH MN 558104500, DULUTH, MN 55810-4500

Mortgage

Document Number	T1035711
Date	Jan 27, 2021
Instrument	T1035711

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 27, 2021
Property Address	2809 PALISADE DR, DULUTH, MN 55811-5830
Document Number	00T1035710
Instrument Date	Jan 12, 2021
Instrument	T1035710
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 SOLWAY RD DULUTH MN 558104500, DULUTH, MN 55810-4500

October 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Oct 17, 2017
Property Address	2809 PALISADE DR, DULUTH, MN 55811-5830
Instrument Date	Oct 17, 2017
Instrument	T991047
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 PALISADE DR DULUTH MN 558115830, DULUTH, MN 55811-5830

Mortgage

Document Number	000T991047
Date	Oct 17, 2017
Instrument	T991047

Lender

Name	JON E & ANGELA J JOHNSON
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Oct 16, 2027

Interest

Rate Type	Fixed Rate
Rate	7.5%

Tax Assessment & Valuation

The 2026 property tax bill for 2809 Palisade Dr was $3,596, up 9.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,596.00 (+9.37%)
2025	$3,288.00 (-3.52%)	$295,800 (+23.87%) Land $55,300 Building $240,500	$295,800 (+23.87%) Land $55,300 Building $240,500
2024	$3,408.00 (+0.71%)	$238,800 Land $58,800 Building $180,000	$238,800 Land $58,800 Building $180,000
2023	$3,384.00
2022		$224,900 (+14.34%) Land $55,300 Building $169,600	$224,900 (+14.34%) Land $55,300 Building $169,600
2021		$196,700 Land $48,000 Building $148,700	$196,700 Land $48,000 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Palisade Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Palisade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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