2805 Palisade Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 2805 Palisade Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 954 sqft · built 1998
Lot Size	0.79 acres (34,427 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Jun 2015)
Tax Bill	$4,266 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3754-00330`

Property Details

APN / Parcel Number

Primary APN	`010-3754-00330`
Alternative APN	`990600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	954 sqft Gross Area
1st Floor Area	954 sqft
Basement Area	715 sqft
Finished Basement	715 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	34,427 sqft (0.79 acres)
Garage Area	896 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Deck Area	280 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	990600
Street Address	2805 PALISADE DR
City	DULUTH
State	MN
Zip	55811-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0016 BLOCK:002 SERIAL #
Legal Subdivision	SECOND ADD TO PARKWOOD C OF DU
Legal Block	2
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2006
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2805 PALISADE DR, DULUTH, MN 55811-5830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Mar 20, 2007 · Amount on Record
Deed Document Number	2015958688
Prior Transfer Date	Jan 9, 2008
Prior Transfer Doc	0000847912
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2805 PALISADE DR, DULUTH, MN 55811-5830
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 PALISADE DR, DULUTH, MN 55811-5830

Mortgage

Document Number	0001008059
Date	Feb 22, 2019
Instrument	1008059

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2805 PALISADE DR, DULUTH, MN 55811-5830
Document Number	00T1030525
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 PALISADE DR DULUTH MN 558115830, DULUTH, MN 55811-5830

Mortgage

Document Number	00T1030525
Date	Oct 15, 2020
Instrument	T1030525

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,266.00 (+10.4%) Homeowner's exemption
2025	$3,864.00 (-6.44%) Homeowner's exemption	$370,100 (+23.86%) Land $64,400 Building $305,700	$370,100 (+23.86%) Land $64,400 Building $305,700
2024	$4,130.00	$298,800 (+6.18%) Land $68,500 Building $230,300	$298,800 (+6.18%) Land $68,500 Building $230,300
2022		$281,400 Land $64,400 Building $217,000	$281,400 Land $64,400 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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