2809 Laurel Leaf Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2809 Laurel Leaf Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 2003
Lot Size	0.208 acres (9,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,560 (Apr 2023)
Tax Bill	$6,373 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086715-8128`

Property Details

APN / Parcel Number

Primary APN	`086715-8128`
Alternative APN	`U3129215N0000000000140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,298 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,044 sqft (0.208 acres)
Lot Dimensions	128 ft deep x 71.3 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0867158128
Street Address	2809 LAUREL LEAF DR
City	VALRICO
State	FL
Zip	33594-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ST CLOUD RESERVE LOT 14
Legal Range	21E
Legal Township	29S
Legal Section	31
Legal Subdivision	ST CLOUD RESERVE
Legal Tract	5N0
Legal Lot Number	14
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1007
Census Tract	13205

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2809 LAUREL LEAF DR, VALRICO, FL 33594-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Mar 7, 2007 · Amount on Record
Deed Document Number	2023147301
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 6, 2023
Property Address	2809 LAUREL LEAF DR, VALRICO, FL 33594-8701
Document Number	0000147301
Map Reference	MB 88 PG 43
Instrument Date	Feb 28, 2023
Instrument	2023147301
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,056.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 WOODLAND AVE, MCKEESPORT, PA 15133-3732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 LAUREL LEAF DR, VALRICO, FL 33594-8701

Mortgage

Document Number	0000147302
Date	Apr 6, 2023
Instrument	2023147302

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,229 (+2.66%) Land $82,149 Building $284,080	$366,229 (-4.61%) Land $82,149 Building $284,080
2025	$6,373.00 (+131.75%) Homeowner's exemption Veteran's exemption	$356,755 (+115.65%)	$383,948 (+12.42%) Land $82,149 Building $301,799
2023	$2,750.00 (+6.38%) Homeowner's exemption	$165,429 (+3%)	$341,516 (+4.32%) Land $73,021 Building $268,495
2022	$2,585.00 Homeowner's exemption	$160,611	$327,388 Land $73,021 Building $254,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20