2806 Laurel Leaf Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2806 Laurel Leaf Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,298 sqft · built 2002
Lot Size0.232 acres (10,120 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jan 2003)
Tax Bill$4,038 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN086715-8138

Property Details

APN / Parcel Number

Primary APN086715-8138
Alternative APN
  • U3129215N0000000000190

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,298 sqft Living Area
Gross Area3,399 sqft
1st Floor Area2,298 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,120 sqft (0.232 acres)
Lot Dimensions124 ft deep x 78.9 ft wide
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area28 sqft
PorchOpen Porch
Porch Area461 sqft
Patio Area574 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0867158138
Street Address2806 LAUREL LEAF DR
CityVALRICO
StateFL
Zip33594-8700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionST CLOUD RESERVE LOT 19
Legal Range21E
Legal Township29S
Legal Section31
Legal SubdivisionST CLOUD RESERVE
Legal Tract5N0
Legal Lot Number19
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1007
Census Tract13205

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2806 LAUREL LEAF DR, VALRICO, FL 33594-8700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Aug 14, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2003 · Amount on File
Deed SaleJan 9, 2003 · Amount on File
Deed Document Number20039011
Deed Book / Page12254 / 686
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2806 LAUREL LEAF DR, VALRICO, FL 33594-8700
Document Number0268901866
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2806 LAUREL LEAF DR VALRICO FL 335948700, VALRICO, FL 33594-8700

Mortgage

Document Number0268901866
DateAug 22, 2019
Book Page026890/001866
Instrument363121
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate3.8%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2806 LAUREL LEAF DR, VALRICO, FL 33594-8700
Document Number0268901850
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedSep 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2806 LAUREL LEAF DR VALRICO FL 335948700, VALRICO, FL 33594-8700

Mortgage

Document Number0268901850
DateAug 22, 2019
Book Page026890/001850
Instrument363120
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate3.8%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,261 (+2.7%)$414,436 (-4.4%) Land $87,161 Building $327,275
2025$4,038.00 (+13.75%) Homeowner's exemption$221,286 (+5.99%)$433,523 (+12.38%) Land $87,161 Building $346,362
2023$3,550.00 (+5.5%) Homeowner's exemption$208,786 (+3%)$385,773 (+1.43%) Land $77,476 Building $308,297
2022$3,365.00 Homeowner's exemption$202,705$380,331 Land $77,476 Building $302,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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