2718 James Hamilton Rd, Monroe, NC 28110 Property Records

Union County property record for 2718 James Hamilton Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,202 sqft · built 1986
Lot Size	0.987 acres (42,994 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2021)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09-339-163C`

Property Details

APN / Parcel Number

Primary APN	`09-339-163C`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	2,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	42,994 sqft (0.987 acres)
Garage Type	Detached
Garage Area	1,662 sqft
Parking Spaces	6 Parking Spaces
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2718 JAMES HAMILTON RD
City	MONROE
State	NC
Zip	28110-8487
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	GB MONROE
Legal Description	8191-728
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	20401

Owner

2718 James Hamilton Rd, a rural home, is owned and occupied by an individual who bought it in August 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2718 JAMES HAMILTON RD, MONROE, NC 28110-8487
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 5, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202136343
Deed Book / Page	8191 / 728
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 2, 2021
Property Address	2718 JAMES HAMILTON RD, MONROE, NC 28110-8487
Document Number	8191728
Book / Page	8191 / 728
Instrument Date	Jul 29, 2021
Instrument	36343
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 JAMES HAMILTON RD, MONROE, NC 28110-8487

Mortgage

Document Number	36344
Date	Aug 2, 2021
Instrument	36344

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Apr 5, 2021
Property Address	2718 JAMES HAMILTON RD, MONROE, NC 28110-8487
Document Number	0008052399
Book / Page	8052 / 399
Instrument Date	Apr 5, 2021
Instrument	15810
Transaction Type	Foreclosure
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$181.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4636 PARK BLVD, SAN DIEGO, CA 92116-2629

Tax Assessment & Valuation

The 2025 property tax bill for 2718 James Hamilton Rd was $2,453.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,600 (-) Land $222,100 Building $58,500	$280,600 (-) Land $222,100 Building $58,500
2025	$2,453.00	$280,600 Land $222,100 Building $58,500	$280,600 Land $222,100 Building $58,500
2023	$3,478.00	$319,000 Land $44,400 Building $274,600	$319,000 Land $44,400 Building $274,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2718 James Hamilton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2718 James Hamilton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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