2804 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2804 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1997
Lot Size	0.259 acres (11,300 sqft)
Owner	Company Name on Record
Last Sale	$151,500 (May 2026)
Tax Bill	$3,342 (2024)
Deeds & Mortgages	May 2026 Foreclosure Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/04180-004-000`

Property Details

APN / Parcel Number

Primary APN	`060/04180-004-000`
Alternative APN	`792329430051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	908 sqft
Basement Area	884 sqft
Finished Basement	442 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Hardboard
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,300 sqft (0.259 acres)
Lot Dimensions	113 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2804 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX E13F- LOTS 473 & 474 FOUR MILE
Legal Subdivision	FOUR MILE
Legal Lot Number	474
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1023
Census Tract	103

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6526 NW 84TH CIR, JOHNSTON, IA 50131-4797
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Oct 26, 1999 · Amount on Record
Deed Document Number	202624922
Deed Book / Page	20502 / 905
Prior Transfer Date	Apr 17, 2009
Prior Transfer Doc	0000070536
Record Updated	Oct 29, 2026

May 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	POLK IA
Recording Date	May 1, 2026
Property Address	2804 E 38TH ST, DES MOINES, IA 50317-3352
Document Number	0000024922
Book / Page	20502 / 905
Instrument Date	Apr 24, 2026
Instrument	202624922
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$24,401.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6526 NW 84TH CIR, JOHNSTON, IA 50131-4797

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2804 E 38TH ST, DES MOINES, IA 50317-3352
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 E 38TH ST, DES MOINES, IA 50317-3352

Mortgage

Document Number	0000000653
Date	Jan 4, 2024
Book Page	19690/763
Instrument	2024-00000653

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2804 E 38TH ST, DES MOINES, IA 50317-3352
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003476
Date	Jan 12, 2021
Book Page	18300/249
Instrument	2021-00003476

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2804 E 38TH ST, DES MOINES, IA 50317-3352
Document Number	0000058525
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 E 38TH ST DES MOINES IA 503173352, DES MOINES, IA 50317-3352

Mortgage

Document Number	0000058525
Date	Feb 11, 2019
Book Page	017232/000265
Instrument	58525

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,200 (+13.77%) Land $39,600 Building $173,600	$213,200 (+13.77%) Land $39,600 Building $173,600
2024	$3,342.00 (-5.49%)
2023		$187,400 Land $34,400 Building $153,000	$187,400 Land $34,400 Building $153,000
2020	$3,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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