2809 Dowman Dr, Apopka, FL 32712 Property Records

Orange County property record for 2809 Dowman Dr, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,525 sqft · built 1985
Lot Size4.54 acres (197,762 sqft)
Owner2 Individual Names on File
Last Sale$20,700 (Dec 1998)
Tax Bill$2,653 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN07-20-28-8972-00-040

Property Details

APN / Parcel Number

Primary APN07-20-28-8972-00-040
Alternative APNs
  • 282007897200040
  • 170323
  • 173641
  • 177104

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,525 sqft Living Area
Gross Area2,091 sqft
1st Floor Area1,525 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area197,762 sqft (4.54 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area16 sqft
Shed1 Shed
StableStable

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2809 DOWMAN DR
CityAPOPKA
StateFL
Zip32712-5159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionWALMAR 9/79 LOT 4
Legal Range28E
Legal Township20S
Legal Section07
Legal SubdivisionWALMAR
Legal Tract8972
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1013
Census Tract17813

Owner

2809 Dowman Dr is owned and occupied by two individuals who acquired it in February 2006.

Source: Orange County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2809 DOWMAN DR, APOPKA, FL 32712-5159
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 1998 · Amount on File
Deed SaleDec 15, 1998 · Amount on File
Deed Book / Page5637 / 2801
Last Transfer DateFeb 20, 2006
Transfer Doc0000158333
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2809 DOWMAN DR, APOPKA, FL 32712-5159
Transaction TypeMortgage
Record UpdatedApr 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 DOWMAN DR, APOPKA, FL 32712-5159

Mortgage

Document Number0000183609
DateMar 28, 2024
Instrument20240183609
Lender
NameDISCOVER BANK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueMar 22, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Dowman Dr was $2,653, up 6.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,382 (+2.7%)$491,690 (-1.11%) Land $326,880 Building $164,810
2025$2,653.00 (+6.89%) Homeowner's exemption$175,640$497,230 Land $326,880 Building $170,350
2024$2,482.00 (+7.12%)
2023$2,317.00 (+4.37%) Homeowner's exemption$165,718 (+3%)$479,927 (+53.97%) Land $326,880 Building $153,047
2022$2,220.00 Homeowner's exemption$160,891$311,706 Land $181,600 Building $130,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Dowman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Dowman Dr is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
80 / 10
AT&T
Fixed Wireless · Fiber in parts of the area
25 / 3

May also be available: Spectrum.

Nearby Properties on Dowman Dr

Nearby Streets

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