2765 Dowman Dr, Apopka, FL 32712 Property Records

Orange County property record for 2765 Dowman Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 1984
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2017)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-20-28-8972-00-050`

Property Details

APN / Parcel Number

Primary APN	`07-20-28-8972-00-050`
Alternative APNs	`282007897200050` `170324` `173642` `177105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,068 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	1,912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	388 sqft
Stable	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2765 DOWMAN DR
City	APOPKA
State	FL
Zip	32712-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	WALMAR 9/79 LOT 5
Legal Range	28E
Legal Township	20S
Legal Section	07
Legal Subdivision	WALMAR
Legal Tract	8972
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1013
Census Tract	17813

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 24, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Deed Document Number	2017606806
Prior Transfer Date	Apr 20, 2017
Prior Transfer Doc	0000263217
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000795116
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 DOWMAN DR APOPKA FL 327125159, APOPKA, FL 32712-5159

Mortgage

Document Number	0000795116
Date	Dec 19, 2019
Instrument	795116

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	492 Months
Due	Dec 18, 2060

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000683936
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OMEGA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2765 DOWMAN DR APOPKA FL 327125159, APOPKA, FL 32712-5159

Mortgage

Document Number	0000683936
Date	Oct 31, 2019
Instrument	683936

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 7, 2017
Property Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000606806
Map Reference	MB 9 PG 79
Instrument Date	Nov 2, 2017
Instrument	20170606806
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7357 WOODKNOT CT, 7357, ORLANDO, FL 32835-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 DOWMAN DR, APOPKA, FL 32712-5159

Mortgage

Document Number	0000606807
Date	Nov 7, 2017
Instrument	20170606807

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 11, 2017
Property Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000263219
Instrument Date	Apr 20, 2017
Instrument	263219
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7357 WOODKNOT CT ORLANDO FL 328352705, ORLANDO, FL 32835-2705

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	May 11, 2017
Property Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000263217
Instrument Date	Apr 20, 2017
Instrument	263217
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7357 WOODKNOT CT ORLANDO FL 328352705, ORLANDO, FL 32835-2705

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	May 11, 2017
Property Address	2765 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000263218
Instrument Date	Apr 20, 2017
Instrument	263218
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7357 WOODKNOT CT ORLANDO FL 328352705, ORLANDO, FL 32835-2705

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,862 (+2.7%)	$603,220 (-0.79%) Land $340,560 Building $262,660
2025	$4,665.00 (+5.07%) Homeowner's exemption	$300,742 (+5.99%)	$608,040 (+5.44%) Land $340,560 Building $267,480
2024	$4,440.00 (+7.22%)
2023	$4,141.00 (+3.58%) Homeowner's exemption	$283,753 (+3%)	$576,672 (+48.62%) Land $340,560 Building $236,112
2022	$3,998.00 Homeowner's exemption	$275,488	$388,022 Land $189,200 Building $198,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	80 / 10
AT&T Fixed Wireless · Fiber in parts of the area	25 / 3

May also be available: Spectrum.

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