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2809 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2809 Cascade Falls Cir, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,246 sqft · built 2006
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on File
Last Sale$238,000 (Aug 2019)
Tax Bill$4,736 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-29-183-017

Property Details

APN / Parcel Number

Primary APN06-29-183-017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Width38 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2809 CASCADE FALLS CIR
CityELGIN
StateIL
Zip60124-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 714
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number714
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2028
Census Tract851913

Owner

Source: Kane County records · APN 06-29-183-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2017Deed of Trust, Mortgage
FIRST AMERICAN BANK
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jul 12, 2021Intrafamily Transfer, Transfer
ATTORNEY
Dec 06, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 15, 2019Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Prior SaleJan 11, 2007 · Amount on Record
Deed Document Number201936914
Prior Transfer DateJul 05, 2017
Prior Transfer Doc0000035175
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060048
DateNov 16, 2017
Instrument2017K060048
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
AmountAmount Recorded
Term60 Months
DueNov 01, 2022

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041664
DateJun 01, 2021
Instrument2021K041664
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMar 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 12, 2021
Property Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number0000053179
Map ReferenceDOC 2006K068247
Instrument DateJun 23, 2021
Instrument2021K053179
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 06, 2019
Property Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number0000059032
Instrument DateJul 29, 2019
Instrument59032
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2809 CASCADE FALLS CIR ELGIN IL 601243115, ELGIN, IL 60124-3115

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 15, 2019
Property Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number0000036914
Map ReferenceDOC 2006K068247
Instrument DateJul 25, 2019
Instrument2019K036914
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 CASCADE FALLS CIR, ELGIN, IL 60124-3115

Mortgage

Document Number0000036915
DateAug 15, 2019
Instrument2019K036915
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,736.00 (-18.58%) Homeowner's exemption Senior Citizen's exemption
2024$94,791 (+21.39%) Land $32,196 Building $62,595$284,487 (+21.44%) Land $96,627 Building $187,860
2022$5,817.00 (+5.17%) Homeowner's exemption$78,086 (+6.96%) Land $26,522 Building $51,564$234,258 (+6.96%) Land $79,566 Building $154,692
2021$5,531.00 Homeowner's exemption$73,005 Land $24,796 Building $48,209$219,015 Land $74,388 Building $144,627

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TFiber1,000 / 1,000
OpiquadFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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