2805 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2805 Cascade Falls Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,570 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Sep 2019)
Tax Bill	$7,714 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-183-019`

Property Details

APN / Parcel Number

Primary APN	`06-29-183-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2805 CASCADE FALLS CIR
City	ELGIN
State	IL
Zip	60124-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 712
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	712
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2028
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3017 COOKSON AVE, ELGIN, IL 60124-8938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage ASSOCIATED BANK NA
Sep 6, 2019	Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jun 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jan 25, 2007 · Amount on File
Deed Document Number	201941052
Prior Transfer Date	Jun 9, 2017
Prior Transfer Doc	0000030234
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2025
Property Address	2805 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000049645
Map Reference	DOC 2006K068247
Instrument Date	Dec 4, 2025
Instrument	2025K049645
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2805 CASCADE FALLS CIR, ELGIN, IL 60124-3115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 COOKSON AVE, ELGIN, IL 60124-8938

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2805 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042726
Date	Aug 30, 2018
Instrument	2018K042726

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 6, 2019
Property Address	2805 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000041052
Map Reference	DOC 2006K068247
Instrument Date	Aug 29, 2019
Instrument	2019K041052
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 CASCADE FALLS CIR, ELGIN, IL 60124-3115

Mortgage

Document Number	0000041053
Date	Sep 6, 2019
Instrument	2019K041053

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 13, 2017
Property Address	2805 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000030234
Instrument Date	Jun 9, 2017
Instrument	30234
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2805 CASCADE FALLS CIR ELGIN IL 601243115, ELGIN, IL 60124-3115

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,714.00 (+4.92%) Homeowner's exemption Senior Citizen's exemption	$117,120 (+8.57%) Land $36,571 Building $80,549	$351,501 (+8.57%) Land $109,757 Building $241,744
2024	$7,352.00 (+8.9%) Homeowner's exemption	$107,875 (+21.39%) Land $33,684 Building $74,191	$323,755 (+21.44%) Land $101,092 Building $222,662
2022	$6,751.00 (+4.99%) Homeowner's exemption	$88,864 (+6.96%) Land $27,748 Building $61,116	$266,592 (+6.96%) Land $83,244 Building $183,348
2021	$6,430.00 Homeowner's exemption	$83,081 Land $25,942 Building $57,139	$249,243 Land $77,826 Building $171,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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