Hillsborough County property record for 2809 Bent Leaf Dr, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,238 sqft · built 1995 |
| Lot Size | 0.486 acres (21,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,000 (May 2019) |
| Tax Bill | $7,684 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086682-1872 |
| Primary APN | 086682-1872 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 3,173 sqft |
| 1st Floor Area | 2,238 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,159 sqft (0.486 acres) |
| Lot Dimensions | 231 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0866821872 |
|---|---|
| Street Address | 2809 BENT LEAF DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-4790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | BENT TREE ESTATES LOT 36 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | BENT TREE ESTATES |
| Legal Tract | 33K |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13205 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPS CU |
| May 31, 2019 | Grant Deed, Transfer · Conventional Mortgage DEERE EMPS CU |
| May 7, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 2019230122 |
| Deed Book / Page | 26665 / 449 |
| Prior Transfer Date | May 8, 2018 |
| Prior Transfer Doc | 0000191360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Document Number | 0000539231 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022539231 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021326470 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021326470 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Document Number | 0000459323 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2809 BENT LEAF DR VALRICO FL 335944790, VALRICO, FL 33594-4790 |
| Document Number | 0000459323 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 459323 |
| Name | DEERE EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 4, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 31, 2019 |
| Property Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Document Number | 0266650449 |
| Book / Page | 026665 / 000449 |
| Instrument Date | May 15, 2019 |
| Instrument | 230122 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,967.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2809 BENT LEAF DR VALRICO FL 335944790, VALRICO, FL 33594-4790 |
| Document Number | 266650452 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 026665/000452 |
| Instrument | 230123 |
| Name | DEERE EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2809 BENT LEAF DR, VALRICO, FL 33594-4790 |
| Document Number | 0257621672 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230 |
| Document Number | 0257621672 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 025762/001672 |
| Instrument | 189216 |
| Name | BANK OF WEST |
|---|---|
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | May 13, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,758 (+5.28%) | $532,923 (+0.99%) Land $210,395 Building $322,528 | |
| 2025 | $7,684.00 (+20.29%) Homeowner's exemption | $400,589 (+14.43%) | $527,721 (+10.85%) Land $210,395 Building $317,326 |
| 2023 | $6,388.00 (+3.89%) Homeowner's exemption | $350,069 (+3%) | $476,074 (-1.72%) Land $191,268 Building $284,806 |
| 2022 | $6,149.00 Homeowner's exemption | $339,873 | $484,402 Land $191,268 Building $293,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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