2804 Bent Leaf Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2804 Bent Leaf Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,627 sqft · built 1994
Lot Size	0.537 acres (23,422 sqft)
Owner	2 Individual Names on File
Last Sale	$23,500 (Sep 1994)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0866821812`

Property Details

APN / Parcel Number

Primary APN	`0866821812`
Alternative APN	`U31292133K000001000060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,627 sqft Heated Area
1st Floor Area	2,627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,422 sqft (0.537 acres)
Lot Dimensions	239 ft deep x 98 ft wide
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	351 sqft
Porch	Open Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0866821812
Street Address	2804 BENT LEAF DR
City	VALRICO
State	FL
Zip	33594-4789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	BENT TREE ESTATES LOT 6 BLOCK 1
Legal Range	21E
Legal Township	29S
Legal Section	31
Legal Subdivision	BENT TREE ESTATES
Legal Block	1
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1007
Census Tract	13205

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2804 BENT LEAF DR, VALRICO, FL 33594-4789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 1994 · Amount on Record
Deed Sale	Sep 1, 1994 · Amount on Record
Prior Sale	Sep 1, 1994 · Amount on Record
Deed Document Number	94219955
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2804 BENT LEAF DR, VALRICO, FL 33594-4789
Document Number	0000269765
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 BENT LEAF DR VALRICO FL 335944789, VALRICO, FL 33594-4789

Mortgage

Document Number	0000269765
Date	Jun 30, 2020
Instrument	269765

Lender

Name	GROW FIN'L FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,962.00 (+12.3%) Homeowner's exemption	$196,673 (+5.99%)	$551,879 (+11.62%) Land $234,454 Building $317,425
2023	$3,528.00 (+5.22%) Homeowner's exemption	$185,563 (+3%)	$494,432 (+0.69%) Land $213,140 Building $281,292
2022	$3,353.00 Homeowner's exemption	$180,158	$491,026 Land $213,140 Building $277,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20