2809 Bay Dr, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 2809 Bay Dr, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,394 sqft · built 1941
Lot Size0.224 acres (9,750 sqft)
Owner2 Company Names on Record
Last Sale$760,000 (Oct 2023)
Tax Bill$6,236 (2024)
Deeds & MortgagesOct 2023 Sale
Feb 2021 Mortgage
APN15-1511000690

Property Details

APN / Parcel Number

Primary APN15-1511000690
Alternative APN
  • 1511000690

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,394 sqft Living Area
Gross Area2,394 sqft
1st Floor Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions195 ft deep x 50 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area120 sqft
PorchOpen Porch
Porch Area150 sqft
Deck Area500 sqft
Bath House425 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1511000690
Street Address2809 BAY DR
CitySPARROWS POINT
StateMD
Zip21219-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 563 SWAN POINT
Legal SubdivisionSWAN POINT
Legal Block1
Legal Lot Number563
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1026
Census Tract451900

Owner

Source: Baltimore County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2809 BAY DR, SPARROWS POINT, MD 21219-1615
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed, Transfer
DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC
Feb 18, 2021Deed of Trust, Mortgage · FHA Mortgage
LAWRENCE SMITH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2023 · Amount on Record
Deed SaleOct 3, 2023 · Amount on Record
Prior SaleAug 28, 2013 · Amount on Record
Last Transfer DateAug 1, 2024
Transfer Doc0494520296
Record UpdatedJun 8, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 3, 2023
Property Address2809 BAY DR, BALTIMORE, MD 21219-1615
Document Number0484390130
Book / Page48439 / 130
Map ReferenceMB WPC 8 FO 6
Instrument DateSep 13, 2023
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyDULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$1,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2809 BAY DR, SPARROWS POINT, MD 21219-1615

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2809 BAY DR, BALTIMORE, MD 21219-1615
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0441360189
DateFeb 18, 2021
Book Page44136/189
Lender
NameLAWRENCE SMITH
TypePrivate Party
Address16341 PAULOWNIA HILL CT, MOUNT AIRY, MD 21771
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 15, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$537,467 (+29.64%)$598,900 (+44.45%) Land $392,700 Building $206,200
2024$6,236.00 (+114.44%)
2023$2,908.00 Homeowner's exemption$414,600 Land $229,600 Building $185,000$414,600 Land $229,600 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 218 policies
Nearby Flood Policies218 in force
Nearby Flood Claims75 (1979–2025)
Claims Outside the SFHA3 of 75
Most Recent ClaimDec 2025 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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