2806 Bay Dr, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 2806 Bay Dr, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,676 sqft · built 1985
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Apr 2026)
Tax Bill$3,723 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Feb 2018 Line of Credit
APN15-1512591270

Property Details

APN / Parcel Number

Primary APN15-1512591270
Alternative APN
  • 1512591270

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,676 sqft Living Area
1st Floor Area1,676 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1512591270
Street Address2806 BAY DR
CitySPARROWS POINT
StateMD
Zip21219-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWAN POINT
Legal SubdivisionSWAN POINT
Legal Block1
Legal Lot Number540
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1008
Census Tract451900

Owner

Source: Baltimore County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2806 BAY DR, SPARROWS POINT, MD 21219-1614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed, Transfer · FHA Mortgage
CC TITLE
Feb 22, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS TRADE & TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleJul 2, 2025 · Amount on Record
Deed Document Number2026
Deed Book / Page51264 / 209
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 30, 2026
Property Address2806 BAY DR, BALTIMORE, MD 21219-1614
Document Number5126000209
Book / Page51264 / 209
Instrument DateApr 20, 2026
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyCC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$489,850.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 BAY DR, BALTIMORE, MD 21219-1614

Mortgage

Document Number5126000216,
DateApr 30, 2026
Book Page51264/216
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2806 BAY DR, BALTIMORE, MD 21219-1614
Document Number0400340118
Instrument DateFeb 22, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyIMORTGAGE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 BAY DR BALTIMORE MD 212191614, BALTIMORE, MD 21219-1614

Mortgage

Document Number0400340118
DateMar 12, 2018
Book Page040034/000118
Lender
NameMANUFACTURERS TRADE & TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$346,267 (+10.14%)$362,200 (+15.2%) Land $139,500 Building $222,700
2024$3,723.00 (+105.69%)
2023$1,810.00 Homeowner's exemption$314,400 Land $139,500 Building $174,900$314,400 Land $139,500 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 218 policies
Nearby Flood Policies218 in force
Nearby Flood Claims75 (1979–2025)
Claims Outside the SFHA3 of 75
Most Recent ClaimDec 2025 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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