Charlotte County property record for 28089 Exchange Ave, Punta Gorda, FL 33982
| Property Type | Commercial |
|---|---|
| Lot Size | 1.2 acres (52,664 sqft) |
| Owner | Owner Name on File |
| Last Sale | $1,910,000 (May 2014) |
| Tax Bill | $1,335 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-02-377-008 |
| Primary APN | 41-23-02-377-008 |
|---|---|
| Alternative APNs |
|
| Lot Area | 52,664 sqft (1.2 acres) |
|---|
| Account Number | 10004698451 |
|---|---|
| Street Address | 28089 EXCHANGE AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2445 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | ECAP |
| Legal Description | CHP 002 0000 0062 CHARLOTTE COUNTY PARK OF COMMERCE PHASE 2 LT 62 1.209 AC 3865/494 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 02 |
| Legal Subdivision | CHARLOTTE COUNTY PARK OF COMMERCE |
| Legal Phase | 2 |
| Legal Lot Number | 62 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10503 |
The current owner of 28089 Exchange Ave acquired it in May 2014.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3405 HANCOCK BRIDGE PKWY # A, A, NORTH FORT MYERS, FL 33903-7004 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on File |
| Deed Sale | May 6, 2014 · Amount on File |
| Deed Document Number | 2265016 |
| Deed Book / Page | 3865 / 494 |
| Last Transfer Date | May 8, 2014 |
| Transfer Doc | 0038650494 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 28089 Exchange Ave was $1,335.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,335.00 | $32,769 | $195,858 Land $195,858 |
| 2023 | $1,184.00 (+45.28%) | $27,082 (-60.14%) | $141,453 (+108.18%) Land $141,453 |
| 2022 | $815.00 | $67,948 Land $67,948 | $67,948 Land $67,948 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28089 Exchange Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Nov 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28089 Exchange Ave is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, BridgeMAXX Suncoast Broadband, CenturyLink, T-Mobile.
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