28070 Exchange Ave, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28070 Exchange Ave, Punta Gorda, FL 33982

Property Summary

Property TypeCommercial
Lot Size1.2 acres (52,576 sqft)
OwnerCompany Name on File
Last Sale$2,461,900 (Sep 2025)
Tax Bill$1,332 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-23-02-377-012

Property Details

APN / Parcel Number

Primary APN41-23-02-377-012
Alternative APNs
  • 0071639-001700-0
  • 10004698455

Exterior

Lot Area52,576 sqft (1.2 acres)

Location & Zoning

Account Number10004698455
Street Address28070 EXCHANGE AVE
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeECAP
Legal DescriptionCHP 002 0000 0067 CHARLOTTE COUNTY PARK OF COMMERCE PHASE 2 LT 67 1.207 AC 3865/494 3571918
Legal Range23E
Legal Township41S
Legal Section02
Legal SubdivisionCHARLOTTE COUNTY PARK OF COMMERCE
Legal Phase2
Legal Lot Number67 1
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2013
Census Tract10503

Owner

28070 Exchange Ave, a commercial property, is owned by a company that bought it in September 2025.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordCompany Name on File
Mailing Address227 RAWLINGS DR, SAINT JOHNS, FL 32259-8699
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2025 · Amount on File
Deed SaleSep 26, 2025 · Amount on File
Deed Document Number3571918
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 26, 2025
Property Address28070 EXCHANGE AVE, PUNTA GORDA, FL 33982
Document Number0003571918
Map ReferenceMB 20 PG 18
Instrument DateSep 19, 2025
Instrument3571918
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,233.30
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3405 HANCOCK BRIDGE PKWY, NORTH FORT MYERS, FL 33903-7004

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 RAWLINGS DR, SAINT JOHNS, FL 32259-8699

Mortgage

Document Number0003571921
DateSep 26, 2025
Instrument3571921
Lender
NameWINGS TO RAILS LLC
TypeNon-Lending Institution
AddressNORTH FORT MYERS, FL 33903
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28070 Exchange Ave was $1,332, down 6.2% from the year before.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,332.00 (-6.2%)$32,716 (+1%)$195,534 (+5.88%) Land $195,534
2024$1,420.00 (+20.14%)$29,742 (+1%)$184,671 (+30.77%) Land $184,671
2023$1,182.00 (+45.21%)$27,038 (-60.14%)$141,219 (+108.18%) Land $141,219
2022$814.00$67,836 Land $67,836$67,836 Land $67,836

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28070 Exchange Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims4 (2017–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28070 Exchange Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, BridgeMAXX Suncoast Broadband, CenturyLink, T-Mobile.

Nearby Properties on Exchange Ave

Nearby Streets

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