2808 Stone Ter, Modesto, CA 95355 Property Records

Stanislaus County property record for 2808 Stone Ter, Modesto, CA 95355 · Last verified October 2025

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 1,565 sqft · built 1989
Lot Size	0.084 acres (3,690 sqft)
Owner	Individual Name on File
Last Sale	$407,000 (Aug 2024)
Tax Bill	$5,005 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-034-038-000`

Property Details

APN / Parcel Number

Primary APN	`077-034-038-000`
Alternative APN	`0773438`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,565 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	3,690 sqft (0.084 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0773438
Street Address	2808 STONE TER
City	MODESTO
State	CA
Zip	95355-9188
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	COBBLESTONE BLK 11172 LOT 7
Legal Subdivision	COBBLESTONE
Legal Block	11172
Legal Lot Number	7
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1006
Census Tract	913

Owner

Source: Stanislaus County records · APN 077-034-038-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1620 JANNI WAY, CERES, CA 95307-6622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Feb 15, 2024	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK CRS, SERVICELINK LLC
Nov 23, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	May 17, 2024
Deed Document Number	2024-0038504
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Jul 22, 2026
Property Address	2808 STONE TER, MODESTO, CA 95355-9188
Document Number	0000040091
Instrument Date	Jul 14, 2026
Instrument	202640091
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 STONE TER, MODESTO, CA 95355-9188

Mortgage

Document Number	0000040091,
Date	Jul 22, 2026
Instrument	202640091

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	STANISLAUS CA
Recording Date	Feb 15, 2024
Property Address	2808 STONE TER, MODESTO, CA 95355-9188
Document Number	0000006345
Map Reference	VOL 33 PG 8
Instrument Date	Jan 10, 2024
Instrument	2024-0006345
Transaction Type	Foreclosure
Record Updated	Feb 27, 2024
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3649 ELDER OAKS BLVD, BOWIE, MD 20716-3384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 VIRGINIA DR, FORT WASHINGTON, PA 19034-3276

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 23, 2021
Property Address	2808 STONE TER, MODESTO, CA 95355-9188
Document Number	0000108645
Map Reference	VOL 33 PG 08
Instrument Date	Nov 16, 2021
Instrument	2021-0108645
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 STONE TER, MODESTO, CA 95355-9188

Mortgage

Document Number	0000108646
Date	Nov 23, 2021
Instrument	2021-0108646

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025		$415,140 (-9.56%) Land $214,200 Building $200,940
2023	$5,005.00 (+2.62%) Homeowner's exemption	$459,000 Land $178,500 Building $280,500
2022	$4,877.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 919 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
ezWave	Fixed Wireless (unlicensed)	1,000 / 200
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Ayera Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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