2825 Stone Ter, Modesto, CA 95355 Property Records

Stanislaus County property record for 2825 Stone Ter, Modesto, CA 95355 · Last verified October 2025

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 1,565 sqft · built 1989
Lot Size	0.072 acres (3,177 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Mar 2023)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-034-043-000`

Property Details

APN / Parcel Number

Primary APN	`077-034-043-000`
Alternative APN	`0773443`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,565 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	3,177 sqft (0.072 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0773443
Street Address	2825 STONE TER
City	MODESTO
State	CA
Zip	95355-9189
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	COBBLESTONE BLK 11171 LOT 2
Legal Subdivision	COBBLESTONE
Legal Block	11171
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	913

Owner

Source: Stanislaus County records · APN 077-034-043-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2825 STONE TER, MODESTO, CA 95355-9189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Intrafamily Transfer, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Mar 10, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 01, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Mar 10, 2023
Deed Document Number	2023-0011283
Record Updated	Jun 08, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 10, 2023
Property Address	2825 STONE TER, MODESTO, CA 95355-9189
Document Number	0000011282
Map Reference	VOL 33 PG 8
Instrument Date	Mar 08, 2023
Instrument	2023-0011282
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 TUSCANY DR, MANTECA, CA 95337-8307

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 10, 2023
Property Address	2825 STONE TER, MODESTO, CA 95355-9189
Document Number	0000011283
Map Reference	VOL 33 PG 8
Instrument Date	Mar 08, 2023
Instrument	2023-0011283
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 STONE TER, MODESTO, CA 95355-9189

Mortgage

Document Number	0000011284
Date	Mar 10, 2023
Instrument	2023-0011284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2825 STONE TER, MODESTO, CA 95355-9189
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074469
Date	Oct 26, 2018
Instrument	2018-0074469

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 01, 2020
Property Address	2825 STONE TER, MODESTO, CA 95355-9189
Document Number	0000065728
Map Reference	VOL 33 PG 8
Instrument Date	Jul 31, 2020
Instrument	2020-0065728
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 STONE TER, MODESTO, CA 95355-9189

Mortgage

Document Number	0000065729
Date	Sep 01, 2020
Instrument	2020-0065729

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,624.00 (+23.5%) Homeowner's exemption	$425,523 (+25.85%) Land $234,090 Building $191,433
2023	$3,744.00 (+4.23%)	$338,130 Land $130,050 Building $208,080
2022	$3,592.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 919 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
ezWave	Fixed Wireless (unlicensed)	1,000 / 200
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Ayera Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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