2808 Ragley Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2808 Ragley Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1990
Lot Size0.248 acres (10,790 sqft)
Owner2 Individual Names on Record
Last Sale$173,000 (Aug 2008)
Tax Bill$4,763 (2025)
Flood ZoneZone X (minimal risk)
APN8813-13-481-001

Property Details

APN / Parcel Number

Primary APN8813-13-481-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
Basement Area1,392 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,790 sqft (0.248 acres)
Lot Dimensions83 ft deep x 130 ft wide
Garage TypeAttached
Garage Area536 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area100 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2808 RAGLEY DR
CityWATERLOO
StateIA
Zip50701-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTDALE LOT 78
Legal Range13W
Legal Township88N
Legal Section13
Legal SubdivisionWESTDALE
Legal Lot Number78
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2025
Census Tract3001

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2808 RAGLEY DR, WATERLOO, IA 50701-9418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2008 · Amount on Record
Deed SaleAug 25, 2008 · Amount on Record
Deed Document Number20082009004351
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,763.00 Homeowner's exemption$261,550 (+16.08%) Land $30,810 Building $230,740$261,550 (+16.08%) Land $30,810 Building $230,740
2024$4,763.00 (+13.43%)
2023$225,310 (+16.26%) Land $30,810 Building $194,500$225,310 (+16.26%) Land $30,810 Building $194,500
2022$4,199.00 Homeowner's exemption$193,800 Land $30,810 Building $162,990
2021$193,800 Land $30,810 Building $162,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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