2723 Ragley Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2723 Ragley Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,132 sqft · built 1980
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Tax Bill$4,360 (2025)
Flood ZoneZone X (minimal risk)
APN8813-13-477-009

Property Details

APN / Parcel Number

Primary APN8813-13-477-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,132 sqft Living Area
1st Floor Area1,132 sqft
Basement Area1,132 sqft
Finished Basement600 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area16 sqft
Deck Area96 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2723 RAGLEY DR
CityWATERLOO
StateIA
Zip50701-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTDALE LOT 95
Legal Range13W
Legal Township88N
Legal Section13
Legal SubdivisionWESTDALE
Legal Lot Number95
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2012
Census Tract3001

Owner

2723 Ragley Dr is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2723 RAGLEY DR, WATERLOO, IA 50701-9418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2723 Ragley Dr was $4,360 with a homeowner's exemption, up 10.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,360.00 (+10.32%) Homeowner's exemption$239,080 Land $29,100 Building $209,980$239,080 Land $29,100 Building $209,980
2024$3,952.00
2023$206,060 (+15.99%) Land $29,100 Building $176,960$206,060 Land $29,100 Building $176,960
2022$3,706.00 Homeowner's exemption$177,660 Land $29,100 Building $148,560
2021$177,660 Land $29,100 Building $148,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2723 Ragley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2723 Ragley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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