Buchanan County property record for 2808 Francis St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,388 sqft · built 1955 |
| Lot Size | 0.134 acres (5,824 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,400 (May 2019) |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Mortgage |
| APN | 06-2.0-10-003-002-110.000 |
| Primary APN | 06-2.0-10-003-002-110.000 |
|---|
| Building Area | 1,388 sqft Base Area |
|---|---|
| 1st Floor Area | 1,388 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 5,824 sqft (0.134 acres) |
| Lot Dimensions | 112 ft deep x 52 ft wide |
| Street Address | 2808 FRANCIS ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BROOKDALE ADDITION LOT:3 BLK:12LGL DESC:E 2' L 3 ALL L 4 |
| Legal Subdivision | BROOKDALE ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 3-4 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 900 |
2808 Francis St is owned and occupied by two individuals who bought it in May 2019.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2808 FRANCIS ST, SAINT JOSEPH, MO 64501-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Prior Sale | Sep 26, 2013 · Amount on File |
| Deed Document Number | 20193676 |
| Deed Book / Page | 3737 / 261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2808 FRANCIS ST, SAINT JOSEPH, MO 64501-3353 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2808 FRANCIS ST, SAINT JOSEPH, MO 64501-3353 |
| Document Number | 003762/468 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 3762/468 |
| Instrument | 2021005127 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 7, 2019 |
| Property Address | 2808 FRANCIS ST, SAINT JOSEPH, MO 64501-3353 |
| Document Number | 003737/261 |
| Book / Page | 3737 / 261 |
| Instrument Date | May 2, 2019 |
| Instrument | 2019003676 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2808 FRANCIS ST, SAINT JOSEPH, MO 64501-3353 |
| Document Number | 003737/262 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 3737/262 |
| Instrument | 2019003677 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2808 Francis St was $1,327.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 | $18,550 Land $2,570 Building $15,980 | $97,620 Land $13,500 Building $84,120 |
| 2024 | $1,327.00 (+16.2%) | ||
| 2023 | $1,142.00 (-0.7%) | $17,430 (-) Land $2,570 Building $14,860 | $91,730 Land $13,500 Building $78,230 |
| 2022 | $1,150.00 | $17,430 Land $2,570 Building $14,860 | |
| 2021 | $91,730 Land $13,500 Building $78,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 2808 Francis St; there have been 8 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1984–2020) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2808 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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