Indian River County property record for 2808 Cardinal Dr, Vero Beach, FL 32963
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,920 sqft · built 1973 |
| Lot Size | 1.3 acres (57,036 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,674 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-32-00021-0000-00005.0 |
| Primary APN | 32-40-32-00021-0000-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Condo/Apartment |
| Lot Area | 57,036 sqft (1.3 acres) |
| Street Address | 2808 CARDINAL DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2068 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | OCEAN TOWERS II CONDO APT 5 OR BK 438 PP 864 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 32 |
| Legal Subdivision | OCEAN TOWERS II CONDO |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50504 |
2808 Cardinal Dr, a condominium, is owned and occupied by an individual who acquired it in December 2009.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2808 CARDINAL DR, VERO BEACH, FL 32963-2068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1997 |
| Deed Sale | May 19, 1997 |
| Deed Book / Page | 1153 / 1304 |
| Last Transfer Date | Dec 29, 2009 |
| Transfer Doc | 0024060252 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2808 Cardinal Dr was $12,674 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,674.00 Homeowner's exemption | $828,497 Building $828,497 | $828,497 Building $828,497 |
| 2023 | $9,262.00 (+34.06%) | $828,497 (+68.17%) Building $828,497 | $828,497 (+68.17%) Building $828,497 |
| 2022 | $6,909.00 | $492,660 Building $492,660 | $492,660 Building $492,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2808 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2808 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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