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2802 Cardinal Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 2802 Cardinal Dr, Vero Beach, FL 32963

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,920 sqft · built 1973
Lot Size1.3 acres (57,036 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Apr 2018)
Tax Bill$11,582 (2025)
Deeds & MortgagesAug 2023 Transfer
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN32-40-32-00021-0000-00002.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00021-0000-00002.0
Alternative APN
  • 59461

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Lot Area57,036 sqft (1.3 acres)

Location & Zoning

Street Address2802 CARDINAL DR
CityVERO BEACH
StateFL
Zip32963-2068
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionOCEAN TOWERS II CONDO APT 2 OR BK 438 PP 864
Legal Range40E
Legal Township32S
Legal Section32
Legal SubdivisionOCEAN TOWERS II CONDO
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1002
Census Tract50504

Owner

2802 Cardinal Dr, a condominium, is owned by an individual who acquired it in July 2023.

Source: Indian River County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address836 GAYFEATHER LN, VERO BEACH, FL 32963-2047
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Intrafamily Transfer, Transfer
Apr 26, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2018 · Amount on File
Deed SaleApr 26, 2018 · Amount on File
Prior SaleMar 14, 2013 · Amount on File
Deed Document Number201825487
Deed Book / Page3111 / 840
Last Transfer DateJul 24, 2023
Transfer Doc0036440295
Record UpdatedJun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateAug 17, 2023
Property Address2802 CARDINAL DR # 2, 2, VERO BEACH, FL 32963-2068
Document Number0036440295
Book / Page3644 / 295
Map ReferenceMB 438 PG 862
Instrument DateJul 24, 2023
Instrument3120230041923
Transaction TypeTransfer
Record UpdatedSep 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address836 GAYFEATHER LN, VERO BEACH, FL 32963-2047

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address836 GAYDFEATHER LANE, VERO BEACH, FL 32963-2047

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 26, 2018
Property Address2802 CARDINAL DR # 2, 2, VERO BEACH, FL 32963-2068
Document Number0031110840
Book / Page003111 / 000840
Instrument DateApr 26, 2018
Instrument25487
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,920.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address836 GAYFEATHER LN VERO BEACH FL 329632047, VERO BEACH, FL 32963-2047

Tax Assessment & Valuation

The 2025 property tax bill for 2802 Cardinal Dr was $11,582.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,582.00$828,497 Building $828,497$828,497 Building $828,497
2023$10,230.00 (+31.41%)$828,497 (+68.17%) Building $828,497$828,497 (+68.17%) Building $828,497
2022$7,785.00$492,660 Building $492,660$492,660 Building $492,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2802 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies622 units insured
incl. 189 condo units
Nearby Flood Claims129 (1979–2024)
Claims Outside the SFHA59 of 129
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2802 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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