2808 45th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2808 45th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,707 sqft · built 1978
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Jan 2024)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-139-000-020.00`

Property Details

APN / Parcel Number

Primary APN	`53-139-000-020.00`
Alternative APNs	`053-139-000-020.00` `1390000200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	3,092 sqft
Basement Area	1,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2808 45TH ST
City	TWO RIVERS
State	WI
Zip	54241-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LODEL`S SUB E 69` OF LOT 2 & W 6` OF LOT 1
Legal Subdivision	LODELS SUB
Legal Lot Number	2,1
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4010
Census Tract	5200

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2808 45TH ST, TWO RIVERS, WI 54241-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	20241269545
Deed Book / Page	3602 / 31
Record Updated	Sep 20, 2026

January 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jan 31, 2024
Property Address	2808 45TH ST, TWO RIVERS, WI 54241-1005
Document Number	0003602/31
Book / Page	3602 / 31
Instrument Date	Jan 31, 2024
Instrument	1269545
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2808 45TH ST, TWO RIVERS, WI 54241-1005

Mortgage

Document Number	0001269546
Date	Jan 31, 2024
Instrument	1269546

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+13.2%) Homeowner's exemption	$164,900 (+72.13%) Land $28,100 Building $136,800	$190,649 (+25.43%) Land $32,488 Building $158,161
2023	$2,318.00 (+3.34%) Homeowner's exemption	$95,800 (-) Land $19,400 Building $76,400	$152,000 (+15.77%)
2022	$2,243.00 Homeowner's exemption	$95,800 Land $19,400 Building $76,400	$131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20