2807 Willow Bend Rd, Champaign, IL 61822 Property Records

Champaign County property record for 2807 Willow Bend Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.207 acres (9,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2026)
Tax Bill	$8,588 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-27-303-002`

Property Details

APN / Parcel Number

Primary APN	`46-20-27-303-002`

Exterior

Lot Area	9,021 sqft (0.207 acres)

Location & Zoning

Street Address	2807 WILLOW BEND RD
City	CHAMPAIGN
State	IL
Zip	61822-7580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 335 CHERRY HILLS 7TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS 7TH ADD
Legal Lot Number	335
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1038
Census Tract	1204

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2807 WILLOW BEND RD, CHAMPAIGN, IL 61822-7580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 19, 2022	Intrafamily Transfer, Transfer · VA Mortgage USAA FSB
Oct 5, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Jan 19, 2022
Deed Document Number	20269499
Prior Transfer Date	Nov 13, 2024
Prior Transfer Doc	0000017915
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 23, 2026
Property Address	2807 WILLOW BEND RD, CHAMPAIGN, IL 61822-7580
Document Number	0000009499
Instrument Date	Jun 12, 2026
Instrument	20269499
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2807 WILLOW BEND RD, CHAMPAIGN, IL 61822-7580

Mortgage

Document Number	0000009500,
Date	Jun 23, 2026
Instrument	20269500

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 19, 2022
Property Address	2807 WILLOW BEND RD, CHAMPAIGN, IL 61822-7580
Document Number	0000001149
Map Reference	MB BB PG 249
Instrument Date	Oct 7, 2021
Instrument	2022R01149
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVC INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 WILLOW BEND RD, CHAMPAIGN, IL 61822-7580

Mortgage

Document Number	0000001150
Date	Jan 19, 2022
Instrument	2022R01150

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 5, 2017
Property Address	2807 WILLOW BEND RD, CHAMPAIGN, IL 61822-7580
Document Number	0000019120
Instrument Date	Sep 29, 2017
Instrument	19120
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2807 WILLOW BEND RD CHAMPAIGN IL 618227580, CHAMPAIGN, IL 61822-7580

Mortgage

Document Number	19121
Date	Oct 5, 2017
Instrument	19121

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,588.00 (+9.1%)	$114,820 (+13.37%) Land $28,990 Building $85,830	$344,460 (+13.37%) Land $86,970 Building $257,490
2024	$7,872.00 (+7.45%)	$101,280 (+19.01%) Land $25,840 Building $75,440	$303,840 (+19.01%) Land $77,520 Building $226,320
2023	$7,326.00 (+7.51%)
2022	$6,814.00 Homeowner's exemption	$85,100 Land $21,710 Building $63,390	$255,300 Land $65,130 Building $190,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink.

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