2807 Tropic Rd, Melbourne, FL 32935 Property Records

Brevard County property record for 2807 Tropic Rd, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-19-25-B-11`

Property Details

APN / Parcel Number

Primary APN	`27-37-19-25-B-11`
Alternative APNs	`27-37-19-25-0000B.0-0011.00` `2721251`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	828 sqft Living Area
Gross Area	1,430 sqft
1st Floor Area	828 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	98 ft deep x 68.5 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	316 sqft
Patio Area	132 sqft
Utility Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2721251
Street Address	2807 TROPIC RD
City	MELBOURNE
State	FL
Zip	32935-8932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BREEZE RIDGE SUBD LOT 11 BLK B
Legal Range	37E
Legal Township	27S
Legal Section	19
Legal Subdivision	BREEZE RIDGE SUBD
Legal Block	B
Legal Lot Number	11
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1030
Census Tract	64500

Owner

2807 Tropic Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
Feb 16, 2022	Warranty Deed, Transfer PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC
Jan 31, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	2025220634
Deed Book / Page	10470 / 1350
Prior Transfer Date	Oct 27, 2025
Prior Transfer Doc	0104701350
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Nov 3, 2025
Property Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932
Document Number	0104701350
Book / Page	10470 / 1350
Map Reference	MB 13 PG 48
Instrument Date	Oct 27, 2025
Instrument	2025220634
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932

Mortgage

Document Number	0104701353
Date	Nov 3, 2025
Instrument	10470/1353

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 28, 2023
Property Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932
Document Number	0097741030
Book / Page	9774 / 1030
Map Reference	MB 13 PG 48
Instrument Date	Apr 24, 2023
Instrument	2023085470
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 DOUGLAS ST SE, PALM BAY, FL 32909-3835

Mortgage

Document Number	0097741031
Date	Apr 28, 2023
Instrument	9774/1031

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 16, 2022
Property Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932
Document Number	0094171262
Book / Page	9417 / 1262
Map Reference	MB 13 PG 48
Instrument Date	Feb 14, 2022
Instrument	2022039981
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2365 HOMESTEAD LN, 2365, MALABAR, FL 32950-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 31, 2018
Property Address	2807 TROPIC RD, MELBOURNE, FL 32935-8932
Document Number	0080810971
Book / Page	008081 / 000971
Instrument Date	Jan 29, 2018
Instrument	22434
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21933 PIKE 215 ANNADA MO 633302018, ANNADA, MO 63330-2018

Mortgage

Document Number	80810972
Date	Jan 31, 2018
Book Page	008081/000972
Instrument	22435

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2807 Tropic Rd was $3,360, up 6.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,530 (-8.15%)	$168,530 (-8.15%)
2025	$3,360.00 (+6.63%)	$183,490 (+4.13%)	$183,490 (+4.13%)
2024	$3,151.00 (+176.89%)	$176,220 (+62.46%) Land $70,000 Building $106,220	$176,220 (+1.99%) Land $70,000 Building $106,220
2023	$1,138.00 (-52.6%) Homeowner's exemption Senior Citizen's exemption	$108,470 (-29.87%)	$172,790 (+11.72%) Land $70,000 Building $102,790
2022	$2,401.00	$154,670 Land $62,000 Building $92,670	$154,670 Land $62,000 Building $92,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2807 Tropic Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	20 (1995–2017)
Claims Outside the SFHA	19 of 20
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 3 claims Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2807 Tropic Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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