2805 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2805 Elm St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,368 sqft · built 1900
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2022)
Tax Bill	$1,844 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-159-027`

Property Details

APN / Parcel Number

Primary APN	`10-13-159-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	480 sqft
Upper Floors Area	660 sqft
Basement Area	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2805 ELM ST
City	DUBUQUE
State	IA
Zip	52001-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 110 & 2-1-111 GLENDALE ADD #2
Legal Subdivision	PRESCOTT
Legal Lot Number	1-111 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2805 ELM ST, DUBUQUE, IA 52001-1957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit COLLINS LOAN SERVICES CUSO LLC
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Nov 27, 2019	Deed of Trust, Mortgage COLLINS LOAN SVCS CUSO LLC
Nov 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jun 5, 2008
Deed Document Number	2022-00004681
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2805 ELM ST, DUBUQUE, IA 52001-1957
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001970
Date	Mar 12, 2024
Instrument	202400001970

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 8, 2022
Property Address	2805 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000004681
Instrument Date	Mar 29, 2022
Instrument	2022-00004681
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 ELM ST, DUBUQUE, IA 52001-1957

Mortgage

Document Number	0000004682
Date	Apr 8, 2022
Instrument	2022-00004682

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2805 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000001119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001119
Date	Jan 27, 2020
Instrument	1119

Lender

Name	COLLINS LOAN SVCS CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761-4004

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 30, 2017
Property Address	2805 ELM ST, DUBUQUE, IA 52001-1957
Document Number	0000014861
Instrument Date	Nov 30, 2017
Instrument	14861
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Amount	Amount Recorded
Tax	$11,374.93
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR DUBUQUE IA 520023861, DUBUQUE, IA 52002-3861
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,000 (+4.69%) Land $19,900 Building $125,100	$145,000 (+4.69%) Land $19,900 Building $125,100
2024	$1,844.00 (+31.15%)
2023		$138,500 (+53.14%) Land $18,700 Building $119,800	$138,500 (+53.14%) Land $18,700 Building $119,800
2022	$1,406.00	$90,440 Land $14,030 Building $76,410
2021			$90,440 Land $14,030 Building $76,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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