2807 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2807 Edgewater Dr, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,425 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2019)
Tax Bill	$7,177.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-29-131-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,425 sqft Living Area
1st Floor	1,425 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame Construction
Lot Area	4,792 sqft (0.11 acres)
Depth X Width	110 ft x 45 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	2807 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-3112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 639
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	639
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2037
Census Tract	851913

Owner

Source: Kane County records · APN 06-29-131-019

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2807 EDGEWATER DR, ELGIN, IL 60124-3112
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Doc Number	201943313
Prior Transfer Date	Nov 30, 2012
Prior Transfer Doc	0000037001
Record Refreshed	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2019
Property Address	2807 EDGEWATER DR, ELGIN, IL 60124-3112
Document Number	0000043313
Map Reference	DOC 2006K068247
Instrument Date	Sep 09, 2019
Instrument	2019K043313
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2008 EDGEWATER DRIVE, ELGIN, IL 60124

Mortgage

Document Number	0000043314
Date	Sep 17, 2019
Instrument	2019K043314

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,177.00 (+14.14%) Homeowner's exemption Senior Citizen's exemption
2024		$101,393 (+21.39%) Land $33,684 Building $67,709	$304,301 (+21.44%) Land $101,092 Building $203,208
2022	$6,288.00 (+5.06%) Homeowner's exemption	$83,524 (+6.96%) Land $27,748 Building $55,776	$250,572 (+6.96%) Land $83,244 Building $167,328
2021	$5,985.00 Homeowner's exemption	$78,089 Land $25,942 Building $52,147	$234,267 Land $77,826 Building $156,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.