2806 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2806 Edgewater Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,246 sqft · built 2009
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Mar 2023)
Tax Bill	$6,185 (2025)
Deeds & Mortgages	Nov 2023 Transfer Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-130-020`

Property Details

APN / Parcel Number

Primary APN	`06-29-130-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2806 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 822
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	822
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2031
Census Tract	851913

Owner

Source: Kane County records · APN 06-29-130-020

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 22, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 14, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 14, 2017	Grant Deed, Foreclosure · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	20238706
Last Transfer Date	Nov 12, 2023
Transfer Doc	0000040277
Record Updated	Sep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Nov 15, 2023
Property Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112
Document Number	0000040277
Map Reference	DOC 2006K068247
Instrument Date	Nov 12, 2023
Instrument	2023K040277
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2023
Property Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112
Document Number	0000008706
Map Reference	DOC 2006K068247
Instrument Date	Mar 08, 2023
Instrument	2023K008706
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2022
Property Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112
Document Number	0000054617
Map Reference	DOC 2006K068247
Instrument Date	Nov 07, 2022
Instrument	2022K054617
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 EDGEWATER DR, 2806, ELGIN, IL 60124-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WOODLAND PARK CIR, GILBERTS, IL 60136-4009

September 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Sep 14, 2017
Property Address	2806 EDGEWATER DR, ELGIN, IL 60124-3112
Document Number	0000048366
Instrument Date	Sep 07, 2017
Instrument	48366
Transaction Type	Foreclosure
Record Updated	Oct 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2N265 PRAIRIE AVE GLEN ELLYN IL 601372870, GLEN ELLYN, IL 60137-2870

Mortgage

Document Number	48367
Date	Sep 14, 2017
Instrument	48367

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,185.00 (+30.6%)
2024		$97,073 (+21.39%) Land $32,196 Building $64,877	$291,336 (+21.44%) Land $96,627 Building $194,709
2022	$4,736.00 (-2.81%) Homeowner's exemption	$79,965 (+6.96%) Land $26,522 Building $53,443	$239,895 (+6.96%) Land $79,566 Building $160,329
2021	$4,873.00 Homeowner's exemption	$74,761 Land $24,796 Building $49,965	$224,283 Land $74,388 Building $149,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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