Orange County property record for 2807 Corte Esmeralda, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,909 sqft · built 1996 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,348,000 (Sep 2006) |
| Tax Bill | $18,164 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-221-46 |
| Primary APN | 679-221-46 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,909 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 5,280 sqft (0.121 acres) |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2807 CORTE ESMERALDA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-5661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15093 BLK LOT 14 |
| Legal Subdivision | TRACT NO. 15093 |
| Legal Tract | 15093 |
| Legal Lot Number | 14 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 42112 |
2807 Corte Esmeralda is owner-occupied and held in a trust since October 2008.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2807 CORTE ESMERALDA, SAN CLEMENTE, CA 92673-5661 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2006 · Amount on File |
| Deed Sale | Sep 11, 2006 · Amount on File |
| Prior Sale | Mar 11, 1997 · Amount on File |
| Deed Document Number | 2006605071 |
| Last Transfer Date | Oct 1, 2008 |
| Transfer Doc | 0000528021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2807 CORTE ESMERALDA, SAN CLEMENTE, CA 92673-5661 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2807 CORTE ESMERALDA, SAN CLEMENTE, CA 92673-5661 |
| Document Number | 0000168517 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022000168517 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | Other |
| Max Rate | 8.62% |
The 2025 property tax bill for 2807 Corte Esmeralda was $18,164.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,842,152 (+2%) Land $1,199,579 Building $642,573 | |
| 2025 | $18,164.00 Homeowner's exemption | $1,806,032 Land $1,176,058 Building $629,974 |
| 2023 | $12,478.00 (+1.95%) Homeowner's exemption | $1,240,551 Land $741,561 Building $498,990 |
| 2022 | $12,239.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2807 Corte Esmeralda in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2807 Corte Esmeralda is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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