2806 Orchard Lakes Dr, Baldwin, MD 21013 Property Records

Harford County property record for 2806 Orchard Lakes Dr, Baldwin, MD 21013

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,522 sqft · built 1978
Lot Size0.623 acres (27,144 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Aug 2020)
Tax Bill$3,939 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-042778

Property Details

APN / Parcel Number

Primary APN04-042778
Alternative APNs
  • 4042778
  • 042778

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,522 sqft Total Area
Basement Area540 sqft
Finished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area27,144 sqft (0.623 acres)
Lot Dimensions232 ft deep x 117 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area186 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number042778
Street Address2806 ORCHARD LAKES DR
CityBALDWIN
StateMD
Zip21013-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 4 117/117X232 AV 2806 ORCHARD LAKES DR ORCHARD LAKES S1 P 28/85
Legal SubdivisionORCHARD LAKES
Legal Lot Number4
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group5
Census Block5005
Census Tract304201

Owner

Source: Harford County records · APN 04-042778

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2806 ORCHARD LAKES DR, BALDWIN, MD 21013-9130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2020 · Amount on Record
Deed SaleAug 06, 2020 · Amount on Record
Prior SaleJul 22, 2016 · Amount on Record
Deed Book / Page14020 / 93
Prior Transfer DateApr 22, 2011
Prior Transfer Doc0092330447
Record UpdatedSep 20, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 06, 2020
Property Address2806 ORCHARD LAKES DR, BALDWIN, MD 21013-9130
Document Number0140200093
Book / Page14020 / 93
Map ReferenceMB HDC 28 FO 85
Instrument DateJul 28, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanySAGE TITLE GROU LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 ORCHARD LAKES DR, BALDWIN, MD 21013-9130

Mortgage

Document Number0014020100
DateAug 06, 2020
Instrument14020/100
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$404,167 (+5.19%)$424,100 (-) Land $116,600 Building $307,500
2025$3,939.00 (+13.91%) Homeowner's exemption$384,233 (+13.66%)$424,100 (+16.42%) Land $116,600 Building $307,500
2023$338,067$364,300 Land $116,600 Building $247,700
2022$3,458.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
ALTIUS Communications
Fixed Wireless
100 / 20

Based on FCC filings for 95 locations within half a mile of this property.

Nearby Properties on Orchard Lakes Dr

Nearby Streets

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