2802 Orchard Lakes Dr, Baldwin, MD 21013 Property Records

Harford County property record for 2802 Orchard Lakes Dr, Baldwin, MD 21013

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 1977
Lot Size	0.599 acres (26,091 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2018)
Tax Bill	$4,187 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-015967`

Property Details

APN / Parcel Number

Primary APN	`04-015967`
Alternative APNs	`4015967` `015967`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Total Area
Utility Area	120 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,091 sqft (0.599 acres)
Lot Dimensions	234 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	352 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015967
Street Address	2802 ORCHARD LAKES DR
City	BALDWIN
State	MD
Zip	21013-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 2 117/106X234 AV 2802 ORCHARD LAKES DRIVE ORCHARD LAKES S1 P 28/85
Legal Subdivision	ORCHARD LAKES
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	5
Census Block	5005
Census Tract	304201

Owner

2802 Orchard Lakes Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2802 ORCHARD LAKES DR, BALDWIN, MD 21013-9130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Jun 24, 1986 · Amount on File
Deed Book / Page	12734 / 67
Record Updated	Oct 29, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 7, 2018
Property Address	2802 ORCHARD LAKES DR, BALDWIN, MD 21013-9130
Document Number	0127340067
Book / Page	12734 / 0067
Map Reference	MBHDG28 FO85
Instrument Date	Jan 19, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEFINITIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 ORCHARD LAKES DR, BALDWIN, MD 21013-9130

Mortgage

Document Number	0001273474
Date	Mar 7, 2018
Instrument	12734/74

Lender

Name	HAMILTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2802 Orchard Lakes Dr was $4,187 with a homeowner's exemption, up 10.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,187.00 (+10.3%) Homeowner's exemption	$378,667	$396,600 Land $116,400 Building $280,200
2025	$3,796.00 Homeowner's exemption
2023		$339,267	$342,800 Land $116,400 Building $226,400
2022	$3,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2802 Orchard Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2802 Orchard Lakes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20