2806 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2806 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,618 sqft · built 1970
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2022)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003O-A-042.00`

Property Details

APN / Parcel Number

Primary APN	`003O-A-042.00`
Alternative APNs	`04003OA003O04200` `045003O A 04200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,618 sqft Living Area
Gross Area	3,884 sqft
1st Floor Area	1,682 sqft
Basement Area	1,802 sqft
Finished Basement	936 sqft
Unfinished Basement	866 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	228 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2806 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TIMBERLAKE PB: 5 PG: 193 LOT: 45 100X175
Legal Subdivision	TIMBERLAKE
Legal Lot Number	45
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

2806 Lake Forest Cir is owned and occupied by an individual who bought it in March 2022.

Source: Jefferson County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	2806 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 6, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 3, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Jul 3, 2019 · Amount on File
Deed Document Number	20222087
Deed Book / Page	1675 / 343
Transfer Doc	513285
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Mar 8, 2022
Property Address	2806 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Document Number	0001675343
Book / Page	1675 / 343
Map Reference	MB 5 PG 193
Instrument Date	Mar 4, 2022
Instrument	22002087
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 LAKE FOREST CIR, TALBOTT, TN 37877-3018

Mortgage

Document Number	0022002088
Date	Mar 8, 2022
Instrument	22002088

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2806 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Document Number	154178
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 LAKE FOREST CIR TALBOTT TN 378773018, TALBOTT, TN 37877-3018

Mortgage

Document Number	154178
Date	Jul 2, 2020
Book Page	001541/000078
Instrument	4769

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Jul 3, 2019
Property Address	2806 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Document Number	1480317
Book / Page	001480 / 000317
Instrument Date	Jun 27, 2019
Instrument	4597
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2806 LAKE FOREST CIR TALBOTT TN 378773018, TALBOTT, TN 37877-3018

Mortgage

Document Number	1480319
Date	Jul 3, 2019
Book Page	001480/000319
Instrument	4598

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Lake Forest Cir was $1,226, up 4.2% from the year before.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 (+4.16%)	$82,300 Land $12,500 Building $69,800	$329,200 (-) Land $50,000 Building $279,200
2024	$1,177.00		$329,200 Land $50,000 Building $279,200
2022	$906.00	$41,375 Land $9,000 Building $32,375	$165,500 Land $36,000 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2806 Lake Forest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 Lake Forest Cir is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Forest Cir

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