2834 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2834 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,710 sqft · built 1973
Lot Size	0.445 acres (19,395 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Jun 2017)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045003O A 04800`

Property Details

APN / Parcel Number

Primary APN	`045003O A 04800`
Alternative APN	`003O A 04800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	1,152 sqft
Finished Basement	384 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,395 sqft
Lot Dimensions	232 ft deep x 83 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Deck Area	28 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2834 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TIMBERLAKE 39
Legal Subdivision	TIMBERLAKE
Legal Lot Number	39 83
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

Source: Jefferson County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1079, TALBOTT, TN 37877-1079
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMER CREDIT UNION
Jan 11, 2024	Deed of Trust, Mortgage · Commercial Mortgage CONSUMER CU
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CONSUMER CU
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES BK/TN
Jun 15, 2017	Warranty Deed, Transfer LAKEWAY TITLE SERVICES, LAKEWAY TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	17003870
Deed Book / Page	1369 / 105
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Recording Date	Jul 20, 2026
Property Address	2834 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Document Number	0000005916
Book / Page	1969 / 702
Instrument Date	Jun 22, 2026
Instrument	20265916
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000005916,
Date	Jul 20, 2026
Book Page	1969/702
Instrument	20265916

Lender

Name	CONSUMER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 5, 2028

Interest

Rate	6.51%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2834 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 W MAIN ST 200, 200, MORRISTOWN, TN 37814-4522

Mortgage

Document Number	0001797184
Date	Jan 11, 2024
Book Page	1797/184
Instrument	24000227

Lender

Name	CONSUMER CU
Type	Credit Union
Address	GREENEVILLE, TN 37745

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 15, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2834 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 E MORRIS BLVD, MORRISTOWN, TN 37813-2342

Mortgage

Document Number	0001570268
Date	Nov 12, 2020
Book Page	1570/268
Instrument	20009331

Lender

Name	CONSUMER CU
Type	Credit Union
Address	GREENEVILLE, TN 37745

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2030

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2834 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Document Number	1378652
Book / Page	001378 / 000652
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2830 LAKE FOREST CIR TALBOTT TN 378773018, TALBOTT, TN 37877-3018
Investor	Possibly a Property Investor

Mortgage

Document Number	1378652
Date	Aug 18, 2017
Book Page	001378/000652
Instrument	5576

Lender

Name	FIRST PEOPLES BK/TN
Type	Bank
Address	JEFFERSON CITY, TN 37760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2032

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Jun 15, 2017
Property Address	2834 LAKE FOREST CIR, TALBOTT, TN 37877-3018
Document Number	1369105
Book / Page	001369 / 000105
Instrument Date	Jun 13, 2017
Instrument	3870
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	LAKEWAY TITLE SERVICES, LAKEWAY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$1,073.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1079 TALBOTT TN 378771079, TALBOTT, TN 37877-1079

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+2.42%)	$116,575 (+50.52%) Land $42,000 Building $74,575
2024			$466,300 (+50.52%) Land $168,000 Building $298,300
2022	$1,696.00	$77,450 Land $38,250 Building $39,200	$309,800 Land $153,000 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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