Kane County property record for 2802 Colonial Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,876 sqft · built 1994 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Jun 2018) |
| Tax Bill | $9,672 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-256-007 |
| Primary APN | 06-17-256-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,864 sqft |
| Basement Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 2802 COLONIAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 76 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 76 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-17-256-007
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 COLONIAL DR, ELGIN, IL 60124-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage CIBC BANK USA |
| Sep 28, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 02, 2017 | Deed in Lieu of Foreclosure, Foreclosure SERVICELINK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 201831338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2802 COLONIAL DR, ELGIN, IL 60124-8040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045886 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019K045886 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2018 |
| Property Address | 2802 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000031338 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018K031338 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 963 SHULER ST, ELGIN, IL 60123-6128 |
| Document Number | 0000031339 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018K031339 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 2802 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000050968 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017K050968 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2802 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000050969 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2017K050969 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate | 4.62% |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 02, 2017 |
| Property Address | 2802 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000028242 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 28242 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 05, 2017 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,672.00 (+7.66%) Homeowner's exemption | ||
| 2024 | $121,125 (+21.39%) Land $28,317 Building $92,808 | $363,520 (+21.44%) Land $84,985 Building $278,535 | |
| 2022 | $8,984.00 (+3.48%) Homeowner's exemption | $99,778 (+6.96%) Land $23,326 Building $76,452 | $299,334 (+6.96%) Land $69,978 Building $229,356 |
| 2021 | $8,682.00 Homeowner's exemption | $93,285 Land $21,808 Building $71,477 | $279,855 Land $65,424 Building $214,431 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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