2802 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2802 Colonial Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,876 sqft · built 1994
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (Jun 2018)
Tax Bill$9,672 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jun 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-17-256-007

Property Details

APN / Parcel Number

Primary APN06-17-256-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,876 sqft Living Area
Gross Area2,864 sqft
Basement Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeFrame
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2802 COLONIAL DR
CityELGIN
StateIL
Zip60124-8040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 3 LOT 76
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number76
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4027
Census Tract851904

Owner

Source: Kane County records · APN 06-17-256-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2802 COLONIAL DR, ELGIN, IL 60124-8040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
CIBC BANK USA
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
CIBC BANK USA
Sep 28, 2017Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 02, 2017Deed in Lieu of Foreclosure, Foreclosure
SERVICELINK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number201831338
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2802 COLONIAL DR, ELGIN, IL 60124-8040
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045886
DateSep 30, 2019
Instrument2019K045886
Lender
NameCIBC BANK USA
TypeBank
AddressWORTH, IL 60482
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 29, 2018
Property Address2802 COLONIAL DR, ELGIN, IL 60124-8040
Document Number0000031338
Instrument DateMay 30, 2018
Instrument2018K031338
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address963 SHULER ST, ELGIN, IL 60123-6128

Mortgage

Document Number0000031339
DateJun 29, 2018
Instrument2018K031339
Lender
NameCIBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

September 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateSep 28, 2017
Property Address2802 COLONIAL DR, ELGIN, IL 60124-8040
Document Number0000050968
Instrument DateJul 25, 2017
Instrument2017K050968
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$237.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 COLONIAL DR, ELGIN, IL 60124-8040

Mortgage

Document Number0000050969
DateSep 28, 2017
Instrument2017K050969
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate4.62%

June 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionKANE IL
Recording DateJun 02, 2017
Property Address2802 COLONIAL DR, ELGIN, IL 60124-8040
Document Number0000028242
Instrument DateMar 21, 2017
Instrument28242
Transaction TypeForeclosure
Record UpdatedJul 05, 2017
Title CompanySERVICELINK

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,672.00 (+7.66%) Homeowner's exemption
2024$121,125 (+21.39%) Land $28,317 Building $92,808$363,520 (+21.44%) Land $84,985 Building $278,535
2022$8,984.00 (+3.48%) Homeowner's exemption$99,778 (+6.96%) Land $23,326 Building $76,452$299,334 (+6.96%) Land $69,978 Building $229,356
2021$8,682.00 Homeowner's exemption$93,285 Land $21,808 Building $71,477$279,855 Land $65,424 Building $214,431

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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