Mille Lacs County property record for 2805 Union Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,004 sqft · built 1992 |
| Lot Size | 14.8 acres (645,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Dec 2012) |
| Tax Bill | $5,040 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20-002-0400 |
| Primary APN | 20-002-0400 |
|---|
| Building Area | 1,004 sqft Living Area |
|---|---|
| Basement Area | 960 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 645,995 sqft (14.8 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 464 sqft |
| Shed | 1 Shed |
| Shed Area | 728 sqft |
| Street Address | 2805 UNION RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF ISLE W 1/2 OF NE OF NE, EX N 14 RDS OF W 21 RDS & EX E 110 FT |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 02 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2805 UNION RD, ISLE, MN 56342-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on Record |
| Deed Sale | Dec 28, 2012 · Amount on Record |
| Deed Document Number | 2012377219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 2805 UNION RD, ISLE, MN 56342-2808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | A423793 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | A423793 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Isle City |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,040.00 (+12.8%) | $349,400 (-0.34%) Land $80,600 Building $268,800 | $349,400 (-0.34%) Land $80,600 Building $268,800 |
| 2025 | $350,600 (+7.35%) Land $76,100 Building $274,500 | $350,600 (+7.35%) Land $76,100 Building $274,500 | |
| 2023 | $4,468.00 | $326,600 Land $68,800 Building $257,800 | $326,600 Land $68,800 Building $257,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Isle serves 820 people · EPA ID MN1480001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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