2475 Union Rd, Isle, MN 56342 Property Records

Mille Lacs County property record for 2475 Union Rd, Isle, MN 56342

Property Summary

Property Type	Other Improved
Details	1,380 sqft · built 1995
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2006)
Tax Bill	$6,436 (2026)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-002-0605`

Property Details

APN / Parcel Number

Primary APN	`20-002-0605`

Interior

Building Area	1,380 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Mixed
Garage Area	2,676 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	304 sqft
Shed	1 Shed
Gazebo	Gazebo

Location & Zoning

Street Address	2475 UNION RD
City	ISLE
State	MN
Zip	56342-9200
Property Category	Other
Property Type	Other > Other Improved
Legal Description	CITY OF ISLE PARCEL E OF 5/23/95 SURVEY OF GOV LOT 2 2 42 25 3.12
Legal Range	25
Legal Township	42
Legal Section	02
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1003
Census Tract	970100

Owner

2475 Union Rd is owned by two individuals who acquired it in April 2018.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8897 MESABI WAY, ONAMIA, MN 56359-7867
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF MILACA
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2006 · Amount on File
Deed Sale	Jul 25, 2006 · Amount on File
Deed Document Number	2006334208
Last Transfer Date	Apr 19, 2018
Transfer Doc	A408657
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 21, 2025
Property Address	2475 UNION RD, ISLE, MN 56342-9200
Document Number	000A448420
Instrument Date	Oct 7, 2025
Instrument	A448420
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	ABSOLUTE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8897 MESABI WAY, ONAMIA, MN 56359-7867

Mortgage

Document Number	000A448421
Date	Oct 21, 2025
Instrument	A448421

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Oct 7, 2032

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 18, 2018
Property Address	2475 UNION RD, ISLE, MN 56342-9200
Document Number	A408657
Map Reference	PG 330
Instrument Date	Apr 19, 2018
Instrument	A408657
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 UNION RD, ISLE, MN 56342-9200

Tax Assessment & Valuation

The 2026 property tax bill for 2475 Union Rd was $6,436, up 2.1% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,436.00 (+2.06%)	$434,800 (-0.46%) Land $61,600 Building $373,200	$434,800 (-0.46%) Land $61,600 Building $373,200
2025	$6,306.00 Homeowner's exemption	$436,800 Land $61,600 Building $375,200	$436,800 Land $61,600 Building $375,200
2023	$5,954.00	$416,000 Land $54,500 Building $361,500	$416,000 Land $54,500 Building $361,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2475 Union Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Union Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Union Rd

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