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2805 Longleaf Rd, Panama City, FL 32405 Property Records

Bay County property record for 2805 Longleaf Rd, Panama City, FL 32405 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage3,199 sqft Heated Area
Lot Size23,130 sqft (0.53 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2025)
Tax Bill$4,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN26904-105-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,199 sqft Heated Area
Gross Area3,799 sqft Gross Area
1st Floor1,502 sqft 1st Floor
2nd Floor1,697 sqft 2nd Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area23,130 sqft (0.53 acres)
Depth X Width193 ft x 120 ft Depth x Width
Driveway1 Driveway
Driveway Area1,152 sqft Driveway
Garage Area440 sqft Garage

Exterior Amenities

Pool Area512 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Porch1 Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address2805 LONGLEAF RD
CityPANAMA CITY
StateFL
Zip32405-2044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKING'S POINT UNIT FIVE 79A LOT 3 BLK C ORB 2073 P 1734
Legal Range15W
Legal Township03S
Legal Section25
Legal SubdivisionKINGS POINT UN 05
Legal BlockC
Legal Lot Number3
Legal Unit5
JurisdictionBAY FL
Minor Civil DivisionPANAMA CITY
Census Blockgroup1
Census Block1015
Census Tract2500

Owner

Source: Bay County records · APN 26904-105-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2805 LONGLEAF RD, PANAMA CITY, FL 32405-2044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
T2 FINANCIAL LLC
Mar 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
CONTINENTAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleOct 03, 2001 · Amount on Record
Deed Doc Number2025069292
Deed Book / Page4978 / 185
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 26, 2025
Property Address2805 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Document Number0049780185
Book / Page4978 / 185
Map ReferenceMB 14 PG 84&85
Instrument DateNov 24, 2025
Instrument2025069292
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2508 PRETTY BAYOU ISLAND DR, PANAMA CITY, FL 32405-2127

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 LONGLEAF RD, PANAMA CITY, FL 32405-2044

Mortgage

Document Number0004978187
DateNov 26, 2025
Instrument4978/187
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2805 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Document Number0038890535
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2805 LONGLEAF RD PANAMA CITY FL 324052044, PANAMA CITY, FL 32405-2044

Mortgage

Document Number0038890535
DateApr 06, 2017
Book Page003889/000535
Instrument19033
Lender
NameCONTINENTAL BK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 05, 2032

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,003.00 (+2.3%) Homeowner's exemption$363,160 (+2.9%)$430,247 (+3.64%) Land $86,184 Building $344,063
2024$3,913.00 (+1.87%) Homeowner's exemption$352,925 (+3%)$415,151 (+5.35%) Land $78,667 Building $336,484
2023$3,841.00 (+11.62%) Homeowner's exemption$342,646 (+3%)$394,056 (+8.53%) Land $69,984 Building $324,072
2022$3,441.00 Homeowner's exemption$332,666$363,097 Land $60,393 Building $302,704

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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