2801 Longleaf Rd, Panama City, FL 32405 Property Records

Bay County property record for 2801 Longleaf Rd, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 1997
Lot Size	0.458 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2020)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26904-101-000`

Property Details

APN / Parcel Number

Primary APN	`26904-101-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,020 sqft Heated Area
Gross Area	3,538 sqft
1st Floor Area	3,020 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	174 ft deep x 115 ft wide
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	768 sqft

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Patio Area	288 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2801 LONGLEAF RD
City	PANAMA CITY
State	FL
Zip	32405-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	KING'S POINT UNIT FIVE 79A LOT 1 BLK C ORB 4262 P 667
Legal Range	15W
Legal Township	03S
Legal Section	25
Legal Subdivision	KINGS POINT UN 05
Legal Block	C
Legal Lot Number	1
Legal Unit	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1015
Census Tract	2500

Owner

Source: Bay County records · APN 26904-101-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2801 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	2020038536
Deed Book / Page	4262 / 667
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 15, 2020
Property Address	2801 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Document Number	0042620667
Book / Page	004262 / 000667
Instrument Date	Jun 11, 2020
Instrument	38536
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2801 LONGLEAF RD PANAMA CITY FL 324052044, PANAMA CITY, FL 32405-2044

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+4.23%) Homeowner's exemption	$378,288 (+5.99%)	$411,211 (+9.39%) Land $80,299 Building $330,912
2023	$4,020.00 (+11.64%) Homeowner's exemption	$356,919 (+3%)	$375,917 (+8.48%) Land $65,205 Building $310,712
2022	$3,601.00 Homeowner's exemption	$346,523 Land $56,269 Building $290,254	$346,523 Land $56,269 Building $290,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	220 units insured incl. 24 condo units
Nearby Flood Claims	203 (1984–2022)
Claims Outside the SFHA	65 of 203
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Hurricane Dennis, Jul 2005 · 19 claims Hurricane Opal, Oct 1995 · 93 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.