2805 Lambert Trl, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2805 Lambert Trl, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,468 sqft · built 1993
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2010)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2009 Line of Credit + 1 more
APN	`0252006000280`

Property Details

APN / Parcel Number

Primary APN	`0252006000280`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,304 sqft
Attic	Attic
Attic Area	273 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2805 LAMBERT TRL
City	CHESAPEAKE
State	VA
Zip	23323-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	28 WOODLAND TRAILS
Legal Subdivision	WOODLAND TRAILS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21407

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2805 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2009	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jun 13, 2007	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010 · Amount on Record
Deed Sale	Aug 23, 2010 · Amount on Record
Prior Sale	Sep 25, 2001 · Amount on Record
Deed Book / Page	8190 / 770
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 5, 2026
Property Address	2805 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Document Number	0000014542
Book / Page	10987 / 1139
Instrument Date	Jun 1, 2026
Instrument	202614542
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 LAMBERT TRL, CHESAPEAKE, VA 23323-2301

Mortgage

Document Number	0000014542,
Date	Jun 5, 2026
Book Page	10987/1139
Instrument	202614542

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2805 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007712/375
Date	Feb 17, 2009
Book Page	7712/375

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2805 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007118/254
Date	Jun 13, 2007
Book Page	7118/254

Lender

Name	TOWNE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,300 (+11.7%) Land $135,000 Building $193,300	$328,300 (+11.7%) Land $135,000 Building $193,300
2025	$2,968.00 (+39.54%)	$293,900 (+5.8%) Land $120,000 Building $173,900	$293,900 (+5.8%) Land $120,000 Building $173,900
2023		$277,800 (+11.93%) Land $100,000 Building $177,800	$277,800 (+11.93%) Land $100,000 Building $177,800
2022		$248,200 Land $80,000 Building $168,200	$248,200 Land $80,000 Building $168,200
2019	$2,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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