2804 Lambert Trl, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2804 Lambert Trl, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1966
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Last Sale	$271,000 (Sep 2023)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Sep 2015 Refinance Sep 2023 Sale & Mortgage + 2 more
APN	`0252006000560`

Property Details

APN / Parcel Number

Primary APN	`0252006000560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2804 LAMBERT TRL
City	CHESAPEAKE
State	VA
Zip	23323-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	56 WOODLAND TRAILS
Legal Subdivision	WOODLAND TRAILS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21407

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2015	Deed of Trust, Mortgage · Stand-Alone Refinance NEW PENN FINANCIAL LLC
Sep 25, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 7, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 4, 2006	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	202320220
Deed Book / Page	10696 / 1774
Record Updated	Oct 29, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09562/1954
Date	Sep 24, 2015
Book Page	9562/1954
Instrument	150026123

Lender

Name	NEW PENN FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 25, 2023
Property Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Document Number	10696/1774
Book / Page	10696 / 1774
Instrument Date	Sep 19, 2023
Instrument	230020220
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Investor	Possibly a Property Investor

Mortgage

Document Number	0230020221
Date	Sep 25, 2023
Instrument	230020221

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 7, 2018
Property Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Document Number	9881/963
Book / Page	9881 / 963
Instrument Date	Feb 5, 2018
Instrument	180003229
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302

Mortgage

Document Number	180003230
Date	Feb 7, 2018
Instrument	180003230

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 4, 2006
Property Address	2804 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Document Number	006503/392
Book / Page	6503 / 392
Instrument Date	Apr 28, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006503395
Date	May 4, 2006
Instrument	6503/395

Lender

Name	GATEWAY FIRST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,200 (+11.97%) Land $135,000 Building $167,200	$302,200 (+11.97%) Land $135,000 Building $167,200
2025	$2,726.00 (+39.79%)	$269,900 (+4.9%) Land $120,000 Building $149,900	$269,900 (+4.9%) Land $120,000 Building $149,900
2023		$257,300 (+12.06%) Land $100,000 Building $157,300	$257,300 (+12.06%) Land $100,000 Building $157,300
2022		$229,600 Land $80,000 Building $149,600	$229,600 Land $80,000 Building $149,600
2019	$1,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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