Citrus County property record for 2805 E Steven St, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 967 sqft · built 1986 |
| Lot Size | 4.81 acres (209,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (May 2018) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3418S19E00200470 |
| Primary APN | 3418S19E00200470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 967 sqft Living Area |
| Gross Area | 1,097 sqft |
| 1st Floor Area | 967 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 209,548 sqft (4.81 acres) |
| Lot Dimensions | 635 ft deep x 330 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Porch | Screened Aluminum Porch |
| Porch Area | 402 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1629632 |
|---|---|
| Street Address | 2805 E STEVEN ST |
| City | INVERNESS |
| State | FL |
| Zip | 34453-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDRMH |
| Legal Description | GREEN HILLS 1ST ADD PB 6 PG 42 LOT 47 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 34 |
| Legal Subdivision | GREEN HILLS 1ST ADDITION |
| Legal Tract | 47 |
| Legal Lot Number | 47 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 450705 |
Source: Citrus County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2805 E STEVEN ST, INVERNESS, FL 34453-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 16, 2018 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on Record |
| Deed Sale | May 16, 2018 · Amount on Record |
| Prior Sale | Mar 11, 2003 · Amount on Record |
| Deed Document Number | 201824370 |
| Deed Book / Page | 2900 / 1676 |
| Prior Transfer Date | Mar 8, 2001 |
| Prior Transfer Doc | 0001192356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2805 E STEVEN ST, INVERNESS, FL 34453-4533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2805 E STEVEN ST, INVERNESS, FL 34453-4533 |
| Document Number | 0032632264 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 3263/2264 |
| Instrument | 2022018741 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 16, 2018 |
| Property Address | 2805 E STEVEN ST, INVERNESS, FL 34453-4533 |
| Document Number | 0029001676 |
| Book / Page | 2900 / 1676 |
| Map Reference | MB6 PG42 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018024370 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2805 E STEVEN ST, INVERNESS, FL 34453-4533 |
| Document Number | 2018024371 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 2018024371 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 (+7.39%) Homeowner's exemption | $115,461 (-33.53%) | $217,624 (+25.28%) Land $120,000 Building $97,624 |
| 2024 | $1,191.00 (+3.21%) Homeowner's exemption Additional exemption filed | $173,711 (-1.69%) Land $72,000 Building $101,711 | $173,711 (-1.69%) Land $72,000 Building $101,711 |
| 2023 | $1,154.00 (+7.15%) Homeowner's exemption Additional exemption filed | $176,697 (+16.3%) Land $67,200 Building $109,497 | $176,697 (+16.3%) Land $67,200 Building $109,497 |
| 2022 | $1,077.00 Homeowner's exemption Additional exemption filed | $151,927 Land $59,040 Building $92,887 | $151,927 Land $59,040 Building $92,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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