2740 E Steven St, Inverness, FL 34453 Property Records

Citrus County property record for 2740 E Steven St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 2002
Lot Size	0.502 acres (21,888 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2025)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-34-002A-000B0-005.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-34-002A-000B0-005.0`
Alternative APNs	`3418S19E002A000B00050` `3157166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,771 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,888 sqft (0.502 acres)
Lot Dimensions	192 ft deep x 114 ft wide
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Patio Area	240 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3157166
Old Parcel Number	3418S19E002A000B00050
Street Address	2740 E STEVEN ST
City	INVERNESS
State	FL
Zip	34453-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	GREEN HILLS FIRST ADDN PB 6 PG 42 (MSP-99-12 OR BK 1316 PGS 559-581 OR BK 1319 PG 135-137)) LOT 5 BLK B: COM AT THE NW COR OF
Legal Range	19E
Legal Township	18S
Legal Section	34
Legal Subdivision	GREEN HILLS 1ST ADDITION
Legal Block	B
Legal Lot Number	5,56
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2024
Census Tract	450705

Owner

2740 E Steven St is owned and occupied by an individual who bought it in November 2025.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2740 E STEVEN ST, INVERNESS, FL 34453-4539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Apr 2, 2003 · Amount on File
Deed Document Number	2025068316
Deed Book / Page	3618 / 882
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 10, 2025
Property Address	2740 E STEVEN ST, INVERNESS, FL 34453-4539
Document Number	0036180882
Book / Page	3618 / 882
Map Reference	MB 6 PG 42
Instrument Date	Nov 7, 2025
Instrument	2025068316
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UPWARD TTL & CLOSING AGCY LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	795 W TOUCAN LOOP, HERNANDO, FL 34442-5131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 E STEVEN ST, INVERNESS, FL 34453-4539

Mortgage

Document Number	0003618884
Date	Nov 10, 2025
Instrument	3618/884

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2740 E Steven St was $1,372 with exemptions applied, up 7.2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (+7.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$229,374 (-5.66%) Land $9,690 Building $219,684	$229,374 (-5.66%) Land $9,690 Building $219,684
2024	$1,280.00 (+7.74%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$243,139 (-0.31%) Land $9,690 Building $233,449	$243,139 (-0.31%) Land $9,690 Building $233,449
2023	$1,188.00 (+7.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$243,893 (+24.26%) Land $9,690 Building $234,203	$243,893 (+24.26%) Land $9,690 Building $234,203
2022	$1,110.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$196,276 Land $5,430 Building $190,846	$196,276 Land $5,430 Building $190,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2740 E Steven St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2740 E Steven St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20