Union County property record for 2805 E Hwy 218, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 1979 |
| Lot Size | 5.7 acres (248,466 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (Dec 2017) |
| Tax Bill | $1,364 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-063-003A |
| Primary APN | 08-063-003A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,686 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 248,466 sqft (5.7 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2805 E HIGHWAY 218 |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | OPCR722 |
| Legal Tract | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 20204 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2805 E HIGHWAY 218, MONROE, NC 28110-7038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · VA Mortgage ANGEL OAK HOME LOANS LLC |
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 22, 2020 | Deed of Trust, Mortgage · VA Mortgage ANGEL OAK HM LOANS |
| Dec 29, 2017 | Warranty Deed, Transfer CORNERSTONE HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 201737916 |
| Deed Book / Page | 7079 / 854 |
| Prior Transfer Date | Feb 4, 2004 |
| Prior Transfer Doc | 0000006357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2805 E HIGHWAY 218, MONROE, NC 28110-7038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000796650 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 7966/50 |
| Instrument | 3599 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2805 E HIGHWAY 218, MONROE, NC 28110-7038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008335545 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 8335/545 |
| Instrument | 57472 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2805 E HIGHWAY 218, MONROE, NC 28110-7038 |
| Document Number | 7648288 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2805 E HIGHWAY 218 MONROE NC 281107038, MONROE, NC 28110-7038 |
| Document Number | 7648288 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 007648/000288 |
| Instrument | 14021 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 2805 E HIGHWAY 218, MONROE, NC 28110-7038 |
| Document Number | 7079854 |
| Book / Page | 007079 / 000854 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 37916 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8507 CLEAR MEADOW LN CHARLOTTE NC 282276476, CHARLOTTE, NC 28227-6476 |
| Document Number | 7079857 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 007079/000857 |
| Instrument | 37917 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,900 (-) Land $136,100 Building $178,800 | $314,900 (-) Land $136,100 Building $178,800 | |
| 2025 | $1,364.00 (+20.71%) | $314,900 (+39.71%) Land $136,100 Building $178,800 | $314,900 (+39.71%) Land $136,100 Building $178,800 |
| 2023 | $1,130.00 | $225,400 Land $51,700 Building $173,700 | $225,400 Land $51,700 Building $173,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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