Union County property record for 2724 E Hwy 218, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1960 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Mar 2024) |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-063-003C |
| Primary APN | 08-063-003C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Porch | Slab |
| Porch Area | 6 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 2724 E HIGHWAY 218 |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #1 HWY 218 OPCK020 OPCK973 & SEPTIC DRAINFIELD EASEMENT |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Tract | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20204 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK OF THE CAROLINAS |
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Document Number | 20246821 |
| Deed Book / Page | 8876 / 782 |
| Prior Transfer Date | Dec 19, 2002 |
| Prior Transfer Doc | 2019369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Document Number | 0008876782 |
| Book / Page | 8876 / 782 |
| Map Reference | CAB K FILE 20 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 6821 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 WOODHURST DR, MONROE, NC 28110-8545 |
| Name | Verified Name |
|---|---|
| Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Document Number | 0000006822 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 6822 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007692767 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 7692/767 |
| Instrument | 20058 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Non-Lending Institution |
| Address | MONROE, NC 28110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Document Number | 0008255213 |
| Book / Page | 8255 / 213 |
| Map Reference | PL K PG 20 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 45498 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 771, WAXHAW, NC 28173-1004 |
| Name | Verified Name |
|---|---|
| Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Document Number | 0000045499 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 45499 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 16, 2020 |
| Property Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Document Number | 7609468 |
| Book / Page | 007609 / 000468 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 8614 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 771 WAXHAW NC 281731004, WAXHAW, NC 28173-1004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 16, 2020 |
| Property Address | 2724 E HIGHWAY 218, MONROE, NC 28110-7037 |
| Document Number | 7609465 |
| Book / Page | 007609 / 000465 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 8613 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19825B N COVE RD #180 CORNELIUS NC 280316445, 180, CORNELIUS, NC 28031-6445 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,600 (-) Land $129,700 Building $149,900 | $279,600 (-) Land $129,700 Building $149,900 | |
| 2025 | $1,413.00 (+56.48%) | $279,600 (+93.76%) Land $129,700 Building $149,900 | $279,600 (+93.76%) Land $129,700 Building $149,900 |
| 2023 | $903.00 | $144,300 Land $47,900 Building $96,400 | $144,300 Land $47,900 Building $96,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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