2770 Cole Ave, Highland, CA 92346 Property Records

San Bernardino County property record for 2770 Cole Ave, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,773 sqft · built 1977
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jan 2026)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0285-851-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0285-851-20-0000`
Alternative APN	`3134-311-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,773 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	305 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2770 COLE AVE
City	HIGHLAND
State	CA
Zip	92346-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7248 LOT 9
Legal Subdivision	TRACT NO 7248
Legal Tract	7248
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1003
Census Tract	7404

Owner

2770 Cole Ave is owned and occupied by an individual who bought it in January 2026.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2770 COLE AVE, HIGHLAND, CA 92346-1874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jan 13, 2026	Grant Deed, Transfer · VA Mortgage OCMBC INC
Feb 5, 2024	Intrafamily Transfer, Transfer
Oct 28, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage HIGHTECHLENDING INC
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	20269132
Prior Transfer Date	Oct 27, 2014
Prior Transfer Doc	0000436585
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 13, 2026
Property Address	2770 COLE AVE, HIGHLAND, CA 92346-1874
Document Number	0000009133
Map Reference	MB 128 PG 52-54
Instrument Date	Dec 17, 2025
Instrument	2026-0009133
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2770 COLE AVE, HIGHLAND, CA 92346-1874

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 13, 2026
Property Address	2770 COLE AVE, HIGHLAND, CA 92346-1874
Document Number	0000009132
Map Reference	MB 128 PG 52-54
Instrument Date	Dec 15, 2025
Instrument	2026-0009132
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2770 COLE AVE, HIGHLAND, CA 92346-1874

Mortgage

Document Number	0000009134
Date	Jan 13, 2026
Instrument	2026-0009134

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 5, 2024
Property Address	2770 COLE AVE, HIGHLAND, CA 92346-1874
Document Number	0000026386
Map Reference	MB 128 PG 52-54
Instrument Date	Jan 19, 2024
Instrument	2024-0026386
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2770 COLE AVE, HIGHLAND, CA 92346-1874

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 28, 2021
Property Address	2770 COLE AVE, HIGHLAND, CA 92346-1874
Document Number	0000488830
Map Reference	MB 128 PG 52-54
Instrument Date	Aug 31, 2021
Instrument	2021-0488830
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2770 COLE AVE, HIGHLAND, CA 92346-1874

Mortgage

Document Number	0000488831
Date	Oct 28, 2021
Instrument	2021-0488831

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2770 COLE AVE, HIGHLAND, CA 92346-1874
Document Number	0000305771
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2770 COLE AVE HIGHLAND CA 923461874, HIGHLAND, CA 92346-1874

Mortgage

Document Number	0000305771
Date	Aug 28, 2019
Instrument	305771

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2770 Cole Ave was $6,425.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,566 (+2%) Land $155,870 Building $363,696
2025	$6,425.00 Homeowner's exemption	$509,379 Land $152,814 Building $356,565
2023	$6,132.00 (-0.21%) Homeowner's exemption	$489,600 Land $146,880 Building $342,720
2022	$6,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2770 Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2770 Cole Ave is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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